Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Tarja Karinen Oy
Tarja Karinen Oy's registered office is Rovaniemi. It is a limited company. The company was established on 2023-07-11. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €170,727 and operating profit was €59,117.
Business ID 3370614-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3370614-9
- Sector
- Other human health activities n.e.c.
- Municipality
- Rovaniemi
- Company form
- Limited company
- Registration date
- 2023-07-11
- Business ID registration date
- 2023-06-06
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Aurinkotie 18, 96190, Rovaniemi
Phone: +358505256171Source observation
Email: [email protected]Source observation
People and decision-makers
Karinen Tarja BirgittaVarsinainen jäsen
Karinen Aapo Aku TapaniVarajäsen
Karinen Minni Elle AmeliaVarajäsen
About Tarja Karinen Oy
Financial position and key figures for the company.
Tarja Karinen Oy's location municipality is Rovaniemi. It is a limited company. The company was established on 2023-07-11. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €170,727 and operating profit was €59,117. The latest retained financial statement for 2025-12-31 shows revenue of €170,727 and profit for the financial year of €46,919. Based on the latest retained statement, revenue growth was -7.7%, operating margin was +34.6%, and equity ratio was +91.5%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on puheterapiatoiminta Sekä kaikki muu laillinen liiketoiminta
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-7.7%
Operating margin34.6%
Equity ratio91.5%
Revenue€170,727-€14,249 (-7.7%) vs previous periodPrevious: €184,976
Operating profit (loss)€59,117-€6,613 (-10.1%) vs previous periodPrevious: €65,730
Profit (loss) for the financial year€46,919+€1,297 (+2.8%) vs previous periodPrevious: €45,622
Assets€100,488+€10,988 (+12.3%) vs previous periodPrevious: €89,500
Balance-sheet contextLatest financial period
Profit before taxes€59,137Previous: €64,052
Employees1Previous: 1
Revenue trend3 periods
€87,974
2023-12-31
€184,976
2024-12-31
€170,727
2025-12-31
Operating profit (loss) trend3 periods
€28,805
2023-12-31
€65,730
2024-12-31
€59,117
2025-12-31
Profit (loss) for the financial year trend3 periods
€27,910
2023-12-31
€45,622
2024-12-31
€46,919
2025-12-31
Assets trend3 periods
€75,300
2023-12-31
€89,500
2024-12-31
€100,488
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 40.4 % | 85.0 % | 91.5 % |
| Current ratio | - | - | - |
| Operating profit margin | 32.7 % | 35.5 % | 34.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3370614-9
EU IDFIFPRO.3370614-9
MunicipalityRovaniemi
Current registered entries
2023-07-11Registered in Tax Administration (Prepayment Register)
2023-07-11Registered in Tax Administration (Tax Administration)
2023-07-11Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Karinen Aapo Aku TapaniVarajäsenSources: 2 · Confidence: 78%
Karinen Minni Elle AmeliaVarajäsenSources: 2 · Confidence: 78%
Karinen Unna Milja KamillaVarajäsenSources: 2 · Confidence: 78%
Karinen Vikke Sampo VilhelmiVarajäsenSources: 2 · Confidence: 78%
Karinen Tarja BirgittaVarsinainen jäsenSources: 4 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTarja Karinen Oy
Grade downgradedA2 → A3 · new analysis 2026-10-18
79/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving · 2 consecutive periods
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
93 peersSolvency61%
Better than 61% of peers
Profitability51%
Close to the peer-group midpoint
Revenue growth22%
Below 78% of peers
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Coordinated recovery across 3 financial domains
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1879/100 · v0.15
A2 → A3 · -1 points- Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-2880/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
44/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
6 register eventsLatest event: 2026-02-12
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tarja Karinen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.