Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Tarmic Service Oy
Tarmic Service Oy's registered office is Esbo. It is a limited company. The company was established on 1996-07-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €54,809 and operating profit was -€4,520.
Business ID 1058084-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1058084-6
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Esbo
- Company form
- Limited company
- Registration date
- 1996-07-01
- Business ID registration date
- 1996-08-22
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: NUPURINTIE 19 B, 02820, Esbo
Phone: +35898635196Source observation
Website: https://www.pakoputkihuolto.fiSource observation
People and decision-makers
Mickelsson Tarmo KaleviVarsinainen jäsen
About Tarmic Service Oy
Financial position and key figures for the company.
Tarmic Service Oy's location municipality is Esbo. It is a limited company. The company was established on 1996-07-01. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €54,809 and operating profit was -€4,520. The latest retained financial statement for 2025-12-31 shows revenue of €54,809 and profit for the financial year of -€5,448. Based on the latest retained statement, revenue growth was +7.1%, operating margin was -8.2%, and equity ratio was -1434.0%.
Auxiliary business names
Public alternate names materialized from source observations.
Espoon PakoputkihuoltoTarmic Termic Tube Investigation
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on moottoriajoneuvojen korjaus ja huoltotoiminta, autokauppa sekä autojen varaosamyynti, pakoputkien myynti, markkinointi ja vienti, sekä edellä mainittuihin toimialoihin kuuluva tutkimus-, tuotekehitys-, kuljetus- ja konsultointitoiminta. Yhtiö voi omistaa ja hallita kiinteistöjä sekä ostaa arvopapereita ja osuuksia ja harjoittaa arvopaperikauppaa sekä hoitaa rahoitus- ja sijoitustoimintaa, ei kuitenkaan pankkitoimintaa tai hevoskauppaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
3
Combined source
Derived indicators
Revenue growth7.1%
Operating margin-8.2%
Equity ratio-1434.0%
Balance-sheet contextLatest financial period
Inventory€2,500Previous: €2,500
Cash and bank€613Previous: €5,864
Retained earnings-€118,019Previous: -€103,159
Equity-€120,945Previous: -€115,496
Liabilities€129,379Previous: €127,357
Current assets€7,976Previous: €11,283
Current liabilities€115,379Previous: €113,357
Revenue trend5 periods
€63,837
2021-12-31
€66,148
2022-12-31
€50,980
2023-12-31
€51,162
2024-12-31
€54,809
2025-12-31
Operating profit (loss) trend5 periods
-€925
2021-12-31
-€9,209
2022-12-31
-€8,196
2023-12-31
-€13,479
2024-12-31
-€4,520
2025-12-31
Profit (loss) for the financial year trend5 periods
-€9,160
2021-12-31
-€10,376
2022-12-31
-€10,460
2023-12-31
-€14,860
2024-12-31
-€5,448
2025-12-31
Assets trend5 periods
€5,109
2021-12-31
€8,495
2022-12-31
€10,605
2023-12-31
€11,861
2024-12-31
€8,434
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
1/100 · Declining
Operating profit marginWeak
29/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | -1562.1 % | -1061.5 % | -949.0 % | -973.8 % | -1434.0 % |
| Current ratio | - | - | 0.09x | 0.07x | 0.03x |
| Operating profit margin | -1.4 % | -13.9 % | -16.1 % | -26.4 % | -8.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1058084-6
VAT IDFI10580846
EU IDFIFPRO.1058084-6
MunicipalityEsbo
Current registered entries
1996-03-01VAT-liable for business activity in Tax Administration (VAT Register)
1996-07-01Registered in Patent and Registration Office (Trade Register)
1996-08-22Registered in Tax Administration (Tax Administration)
2025-04-23Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Mickelsson Tarmo KaleviVarsinainen jäsenSources: 5 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskTarmic Service Oy
Grade unchangedC · new analysis 2026-10-17
39/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
4 comparable periodsRevenueStable
ProfitabilityVolatile
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
36 peersSolvency3%
Below 97% of peers
Profitability44%
Below 56% of peers
Liquidity44%
Below 56% of peers
Revenue growth67%
Better than 67% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings161 days after period end
180 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1739/100 · v0.15
C → CC
2026-10-16 11:1039/100 · v0.14
C → C- Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-12-31).
B3
2026-09-1442/100 · v0.14
B3 → B3B3
2026-09-1442/100 · v0.13
Oldest retained automatic assessment in this comparisonC
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 30 years of registry continuity.
Registry and status signalsVakaa
79/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-06-10
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tarmic Service Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.