Risk grade updatedRisk gradeEvidence verified
11 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
TartZu Oy
TartZu Oy's registered office is Helsingfors. It is a limited company. The company was established on 2009-11-24. It operates in the industry of activities auxiliary to insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €22,332 and operating profit was €643.
Business ID 2296215-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2296215-5
- Sector
- Activities auxiliary to insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2009-11-24
- Business ID registration date
- 2009-10-30
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Maapadontie 9 E 72, 00640, Helsingfors
Phone: +358400888408Source observation
Email: [email protected]Source observation
People and decision-makers
Tuominen Tarja KaarinaToimitusjohtaja
About TartZu Oy
Financial position and key figures for the company.
TartZu Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2009-11-24. It operates in the industry of activities auxiliary to insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €22,332 and operating profit was €643. The latest retained financial statement for 2025-12-31 shows revenue of €22,332 and profit for the financial year of €2,147. Based on the latest retained statement, revenue growth was +0.1%, operating margin was +2.9%, and equity ratio was not currently available.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on vakuutusala palveleva toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth0.1%
Operating margin2.9%
Revenue€22,332+€18 (+0.1%) vs previous periodPrevious: €22,314
Operating profit (loss)€643-€2,486 (-79.4%) vs previous periodPrevious: €3,130
Profit (loss) for the financial year€2,147-€226 (-9.5%) vs previous periodPrevious: €2,373
Balance-sheet contextLatest financial period
Employees12Previous: No comparison value
Revenue trend5 periods
€49,782
2021-12-31
€35,913
2022-12-31
€39,087
2023-12-31
€22,314
2024-12-31
€22,332
2025-12-31
Operating profit (loss) trend5 periods
€10,699
2021-12-31
€7,596
2022-12-31
€5,017
2023-12-31
€3,130
2024-12-31
€643
2025-12-31
Profit (loss) for the financial year trend5 periods
€8,517
2021-12-31
€5,914
2022-12-31
€3,816
2023-12-31
€2,373
2024-12-31
€2,147
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioNot assessable
0/100 · Trend unavailable
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginPassable
57/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | - | - | - | - | - |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 21.5 % | 21.1 % | 12.8 % | 14.0 % | 2.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2296215-5
EU IDFIFPRO.2296215-5
MunicipalityHelsingfors
Current registered entries
2009-11-24Registered in Patent and Registration Office (Trade Register)
2009-11-25Registered in Tax Administration (Tax Administration)
2010-01-01Registered in Tax Administration (Employer Register)
2010-01-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Tuominen Tarja KaarinaToimitusjohtajaSources: 4 · Confidence: 78%
Tuominen Tarja KaarinaVarsinainen jäsenSources: 2 · Confidence: 78%
Mika TuominenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTartZu Oy
76/100
Medium
Limited financial evidenceRegistry and statistics based
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsSolvencyNot enough history
LiquidityNot enough history
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Coordinated deterioration across 2 financial domains
- Sufficient structured financial metrics are not available
A3
2026-10-11
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 16 years of registry continuity.
Registry and status signalsVakaa
75/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2026-03-28
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TartZu Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.