Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A2.Business profile
Tarvokoivisto Oy
Tarvokoivisto Oy's registered office is Liedenpohja. It is a limited company. The company was established on 1994-04-13. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-04-30, revenue was €34,236 and operating profit was €5,450.
Business ID 0969240-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0969240-2
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Liedenpohja
- Company form
- Limited company
- Registration date
- 1994-04-13
- Business ID registration date
- 1994-06-09
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hollitie 761, 34930, Liedenpohja
About Tarvokoivisto Oy
Financial position and key figures for the company.
Tarvokoivisto Oy's location municipality is Liedenpohja. It is a limited company. The company was established on 1994-04-13. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2026-04-30, revenue was €34,236 and operating profit was €5,450. The latest retained financial statement for 2026-04-30 shows revenue of €34,236 and profit for the financial year of €5,457. Based on the latest retained statement, revenue growth was +36.0%, operating margin was +15.9%, and equity ratio was +73.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-04-30
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth36.0%
Operating margin15.9%
Equity ratio73.6%
Balance-sheet contextLatest financial period
Inventory€4,659Previous: €2,369
Cash and bank€8,066Previous: €8,360
Retained earnings€2,510Previous: €11,660
Equity€10,490Previous: €6,033
Liabilities€3,765Previous: €6,528
Current assets€13,868Previous: €12,046
Current liabilities€2,576Previous: €340
Revenue trend2 periods
€25,165
2025-04-30
€34,236
2026-04-30
Operating profit (loss) trend2 periods
-€8,992
2025-04-30
€5,450
2026-04-30
Profit (loss) for the financial year trend2 periods
-€8,151
2025-04-30
€5,457
2026-04-30
Assets trend2 periods
€12,561
2025-04-30
€14,254
2026-04-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
92/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
90/100 · Improving
Ratio history
| Ratio | 2025-04-30 | 2026-04-30 |
|---|---|---|
| Equity ratio | 48.0 % | 73.6 % |
| Current ratio | 31.59x | 4.94x |
| Operating profit margin | -35.7 % | 15.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0969240-2
VAT IDFI09692402
EU IDFIFPRO.0969240-2
MunicipalityLiedenpohja
Current registered entries
1994-04-13Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1994-06-09Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTarvokoivisto Oy
Grade upgradedB2 → A2 · new analysis 2026-09-23
84/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
National Tier 1 comparisonDescriptive comparison – does not change the model score.
158 peersSolvency59%
Better than 59% of peers
Profitability72%
Better than 72% of peers
Liquidity82%
Better than 82% of peers
Revenue growth89%
Better than 89% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings41 days after period end
43 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-09-23 06:0484/100 · v0.14
B2 → A2 · +25 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-04-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1559/100 · v0.14
B2 → B2 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1356/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
14 register eventsLatest event: 2026-06-10
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2026-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Tarvokoivisto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.