Business profile

Tavaratalo Valte Oy

Tavaratalo Valte Oy's registered office is Loviisa. It is a limited company. The company was established on 2024-04-29. It operates in the industry of other non-specialised retail sale. In its latest retained statement for 2025-08-31, revenue was €789,828 and operating profit was -€80,613.

Claim profileContact details
Business ID 3443083-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3443083-4
Sector
Other non-specialised retail sale
Municipality
Loviisa
Company form
Limited company
Registration date
2024-04-29
Business ID registration date
2024-04-18
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Aleksanterinkatu 3, 07900, Loviisa

About Tavaratalo Valte Oy

Financial position and key figures for the company.

Tavaratalo Valte Oy's location municipality is Loviisa. It is a limited company. The company was established on 2024-04-29. It operates in the industry of other non-specialised retail sale. In its latest retained statement for 2025-08-31, revenue was €789,828 and operating profit was -€80,613. The latest retained financial statement for 2025-08-31 shows revenue of €789,828 and profit for the financial year of -€102,859. Based on the latest retained statement, revenue growth was not currently available, operating margin was -10.2%, and equity ratio was -33.0%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-08-31

Imported periods1
PRH parsed1
Profile sourcePRH/XBRL financial statement
Derived indicators
Operating margin-10.2%
Equity ratio-33.0%
Revenue€789,828Previous comparison not availablePrevious: No comparison value
Operating profit (loss)-€80,613Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year-€102,859Previous comparison not availablePrevious: No comparison value
Assets€311,915Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Inventory€241,348Previous: No comparison value
Cash and bank€7,590Previous: No comparison value
Equity-€102,859Previous: No comparison value
Liabilities€414,774Previous: No comparison value
Current assets€280,885Previous: No comparison value
Current liabilities€170,443Previous: No comparison value

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Trend unavailable
-33.0 %Comparison period is not available from the source
Current ratioSatisfactory
49/100 · Trend unavailable
1.46xComparison period is not available from the source
Operating profit marginWeak
24/100 · Trend unavailable
-10.2 %Comparison period is not available from the source

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3443083-4
VAT IDFI34430834
EU IDFIFPRO.3443083-4
MunicipalityLoviisa
Current registered entries
2024-04-18Registered in Tax Administration (Prepayment Register)
2024-04-29Registered in Tax Administration (Tax Administration)
2024-04-29Registered in Patent and Registration Office (Trade Register)
2024-05-01Registered in Tax Administration (Employer Register)
2024-05-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskTavaratalo Valte Oy
Grade unchangedD · new analysis 2026-10-17
Model score21/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
40 peers
Solvency15%
Below 85% of peers
Profitability10%
Below 90% of peers
Liquidity73%
Better than 73% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag125 days after period end
Typical registration lag125 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Negative equity
  • Negative profitability or net result
  • High balance-sheet leverage
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
D
2026-10-1721/100 · v0.15
D → D
D
2026-09-28 04:5521/100 · v0.14
B3 → D · -19 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1540/100 · v0.14
B2 → B3 · -10 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1450/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
44/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityNuori
15/100

The company has about 2 years of registry continuity.

Registry and status signalsRajallinen
40/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2026-01-03

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2025-08-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Tavaratalo Valte Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.