Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Business profile
Team Urhola Oy
Team Urhola Oy's registered office is Lohja. It is a limited company. The company was established on 2013-02-22. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €220,819 and operating profit was €78,465.
Business ID 2529686-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2529686-4
- Sector
- Other miscellaneous personal service activities n.e.c.
- Municipality
- Lohja
- Company form
- Limited company
- Registration date
- 2013-02-22
- Business ID registration date
- 2013-02-04
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Halkotarhankatu 17, 08150, Lohja
Phone: +358505610321Source observation
Website: https://www.teamurhola.fiSource observation
Facebook profile: https://www.facebook.com/teamurholaSource: company website
Tiktok profile: https://www.tiktok.com/@joniurholaSource: company website
Instagram profile: https://www.instagram.com/teamurholaSource: company website
People and decision-makers
Urhola Joni Markus TapioPuheenjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Team Urhola Oy
Financial position and key figures for the company.
Team Urhola Oy's location municipality is Lohja. It is a limited company. The company was established on 2013-02-22. It operates in the industry of other miscellaneous personal service activities n.e.c.. In its latest retained statement for 2025-12-31, revenue was €220,819 and operating profit was €78,465. The latest retained financial statement for 2025-12-31 shows revenue of €220,819 and profit for the financial year of €65,075. Based on the latest retained statement, revenue growth was +45.0%, operating margin was +35.5%, and equity ratio was +88.8%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Revenue growth45.0%
Operating margin35.5%
Equity ratio88.8%
Balance-sheet contextLatest financial period
Other operating income€3,821Previous: €0
Cash and bank€18,964Previous: €21,164
Retained earnings€92,663Previous: €102,325
Equity€160,148Previous: €103,363
Liabilities€20,295Previous: €81,391
Current assets€145,797Previous: €109,558
Current liabilities€20,295Previous: €45,545
Revenue trend2 periods
€152,329
2024-12-31
€220,819
2025-12-31
Operating profit (loss) trend2 periods
€19,508
2024-12-31
€78,465
2025-12-31
Profit (loss) for the financial year trend2 periods
-€1,461
2024-12-31
€65,075
2025-12-31
Assets trend2 periods
€184,754
2024-12-31
€180,443
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioPassable
31/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 56.0 % | 88.8 % |
| Current ratio | 0.46x | 0.93x |
| Operating profit margin | 12.8 % | 34.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2529686-4
VAT IDFI25296864
EU IDFIFPRO.2529686-4
MunicipalityLohja
Current registered entries
2013-02-04VAT-liable for business activity in Tax Administration (VAT Register)
2013-02-04Registered in Tax Administration (Prepayment Register)
2013-02-22Registered in Tax Administration (Tax Administration)
2013-02-22Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Urhola Joni Markus TapioPuheenjohtajaSources: 4 · Confidence: 78%
Urhola Jukka Timo TapioVarsinainen jäsenSources: 3 · Confidence: 78%
Karvonen-Urhola Raili HanneleVarajäsenSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTeam Urhola Oy
Grade upgradedA3 → A2 · new analysis 2026-10-04
86/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
451 peersSolvency83%
Better than 83% of peers
Profitability90%
Better than 90% of peers
Liquidity59%
Better than 59% of peers
Revenue growth88%
Better than 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings148 days after period end
126 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-10-04 00:4786/100 · v0.14
A3 → A2 · +16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1570/100 · v0.14
B1 → A3 · +7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-04
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 13 years of registry continuity.
Registry and status signalsSeurattava
72/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-05-08
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Team Urhola Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.