Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
Tekstiilipankki Oy
Tekstiilipankki Oy's registered office is Vanda. It is a limited company. The company was established on 2013-04-19. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-08-31, revenue was €830,413 and operating profit was €286,166.
Business ID 2542195-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2542195-2
- Sector
- Retail sale of other second-hand goods
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2013-04-19
- Business ID registration date
- 2013-04-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Petikontie 20, 01720, Vanda
About Tekstiilipankki Oy
Financial position and key figures for the company.
Tekstiilipankki Oy's location municipality is Vanda. It is a limited company. The company was established on 2013-04-19. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-08-31, revenue was €830,413 and operating profit was €286,166. The latest retained financial statement for 2025-08-31 shows revenue of €830,413 and profit for the financial year of €223,710. Based on the latest retained statement, revenue growth was +4.9%, operating margin was +34.5%, and equity ratio was +73.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth4.9%
Operating margin34.5%
Equity ratio73.9%
Balance-sheet contextLatest financial period
Cash and bank€231,297Previous: €266,041
Retained earnings-€251,809Previous: -€227,489
Equity€296,501Previous: €322,791
Liabilities€104,676Previous: €127,351
Current assets€269,086Previous: €298,019
Current liabilities€73,523Previous: €76,884
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
92/100 · Improving
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2542195-2
VAT IDFI25421952
EU IDFIFPRO.2542195-2
MunicipalityVanda
Current registered entries
2013-04-19Registered in Patent and Registration Office (Trade Register)
2013-04-22Registered in Tax Administration (Tax Administration)
2013-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2013-05-01Registered in Tax Administration (Prepayment Register)
2017-04-01Registered in Tax Administration (Employer Register)
2021-11-29VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTekstiilipankki Oy
Grade unchangedA2 · new analysis 2026-10-18
83/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
31 peersSolvency65%
Better than 65% of peers
Profitability94%
Better than 94% of peers
Liquidity81%
Better than 81% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings60 days after period end
60 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1883/100 · v0.15
A2 → A2A2
2026-09-29 21:3683/100 · v0.14
B1 → A2 · +19 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1564/100 · v0.14
B2 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 13 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
27 register eventsLatest event: 2025-10-30
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tekstiilipankki Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.