Risk grade updatedRisk gradeEvidence verified
8 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Tematex Oy
Tematex Oy's registered office is Kauhava. It is a limited company. The company was established on 1991-05-29. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €4,117 and operating profit was €227.
Business ID 0882894-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0882894-5
- Sector
- Retail sale of cars and light motor vehicles
- Municipality
- Kauhava
- Company form
- Limited company
- Registration date
- 1991-05-29
- Business ID registration date
- 1992-04-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: 62200, Kauhava
Postal address: Torpintie 88, 62200, Kauhava
Phone: +35864352065Source observation
Email: [email protected]Source observation
People and decision-makers
Tapola Matti JaakkoToimitusjohtaja
About Tematex Oy
Financial position and key figures for the company.
Tematex Oy's location municipality is Kauhava. It is a limited company. The company was established on 1991-05-29. It operates in the industry of retail sale of cars and light motor vehicles. In its latest retained statement for 2025-12-31, revenue was €4,117 and operating profit was €227. The latest retained financial statement for 2025-12-31 shows revenue of €4,117 and profit for the financial year of €218. Based on the latest retained statement, revenue growth was -34.0%, operating margin was +5.5%, and equity ratio was +34.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on erilaisten moottoriajoneuvojen, perävaunujen, asuntovaunujen varaosien maahan vienti ja tuonti, myynti, vuokraus, säilytys, korjaus ynnä muita palveluja. Yhtiö harjoittaa myös realisointitoimintaa asiakkaan lukuun. Harjoittaa monitasomarkkinointia sekä konsultointia toimialan mukaisissa asioissa. Myös omistaa kotimaassa ja ulkomailla kiinteistöjä. Kiinteistöjen vuokraus ja kunnostus kuuluu myös toimialaan. Yhtiö voi omistaa pörssissä noteerattuja osakkeita ja arvopapereita sekä käydä niillä kauppaa että harjoittaa muuta sijoitustoimintaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-34.0%
Operating margin5.5%
Equity ratio34.0%
Revenue€4,117-€2,119 (-34.0%) vs previous periodPrevious: €6,236
Operating profit (loss)€227-€1,590 (-87.5%) vs previous periodPrevious: €1,818
Profit (loss) for the financial year€218-€1,483 (-87.2%) vs previous periodPrevious: €1,701
Assets€8,069+€320 (+4.1%) vs previous periodPrevious: €7,749
Balance-sheet contextLatest financial period
Profit before taxes€221Previous: €1,755
Employees1Previous: 1
Revenue trend5 periods
€4,639
2021-12-31
€2,407
2022-12-31
€3,295
2023-12-31
€6,236
2024-12-31
€4,117
2025-12-31
Operating profit (loss) trend5 periods
€698
2021-12-31
-€2,594
2022-12-31
-€2,403
2023-12-31
€1,818
2024-12-31
€227
2025-12-31
Profit (loss) for the financial year trend5 periods
€555
2021-12-31
-€2,865
2022-12-31
-€2,599
2023-12-31
€1,701
2024-12-31
€218
2025-12-31
Assets trend5 periods
€17,021
2021-12-31
€14,045
2022-12-31
€11,436
2023-12-31
€7,749
2024-12-31
€8,069
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioSatisfactory
42/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
64/100 · Declining
Ratio history
| Ratio | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 4.8 % | -14.6 % | -40.7 % | -38.1 % | 34.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 15.0 % | -107.7 % | -72.9 % | 29.1 % | 5.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0882894-5
VAT IDFI08828945
EU IDFIFPRO.0882894-5
MunicipalityKauhava
Current registered entries
1992-04-10Registered in Tax Administration (Tax Administration)
2006-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2006-01-20Registered in Tax Administration (Prepayment Register)
2006-04-27Registered in Patent and Registration Office (Trade Register)
Responsible people
Public role relationships materialized from source observations.
Tapola Matti JaakkoToimitusjohtajaSources: 6 · Confidence: 78%
Tapola Tuire Aune HannelePuheenjohtajaSources: 6 · Confidence: 78%
Lauttamus Terhi MarjaanaVarsinainen jäsenSources: 5 · Confidence: 78%
Tapola Matti JaakkoVarsinainen jäsenSources: 3 · Confidence: 78%
Kujanpää Esko KaarloTilintarkastajaSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTematex Oy
65/100
Medium
Strong financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same size nationallyDescriptive comparison – does not change the model score.
169 peersSolvency37%
Below 63% of peers
Profitability65%
Better than 65% of peers
Revenue growth23%
Below 77% of peers
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Sharp year-over-year revenue drop
- Material volatility across multiple financial domains
B1
2026-10-08
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
57/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 35 years of registry continuity.
Registry and status signalsSeurattava
73/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
12 register eventsLatest event: 2025-11-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tematex Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.