Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.Business profile
TEMEM OY
TEMEM OY's registered office is Kuopio. It is a limited company. The company was established on 2022-06-09. It operates in the industry of medical specialists activities. In its latest retained statement for 2025-12-31, revenue was €484,664 and operating profit was €285,473.
Business ID 3290930-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3290930-7
- Sector
- Medical specialists activities
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2022-06-09
- Business ID registration date
- 2022-05-31
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Väliharjunkatu 14, 70820, Kuopio
About TEMEM OY
Financial position and key figures for the company.
TEMEM OY's location municipality is Kuopio. It is a limited company. The company was established on 2022-06-09. It operates in the industry of medical specialists activities. In its latest retained statement for 2025-12-31, revenue was €484,664 and operating profit was €285,473. The latest retained financial statement for 2025-12-31 shows revenue of €484,664 and profit for the financial year of €225,639. Based on the latest retained statement, revenue growth was +21.3%, operating margin was +58.9%, and equity ratio was +87.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth21.3%
Operating margin58.9%
Equity ratio87.3%
Balance-sheet contextLatest financial period
Other operating income€7,020Previous: €6,669
Cash and bank€76,419Previous: €86,738
Advances received€0Previous: €560
Retained earnings€476,455Previous: €284,174
Equity€702,094Previous: €517,885
Liabilities€102,270Previous: €149,323
Current assets€172,375Previous: €204,562
Current liabilities€47,960Previous: €67,660
Revenue trend2 periods
€399,579
2024-12-31
€484,664
2025-12-31
Operating profit (loss) trend2 periods
€300,540
2024-12-31
€285,473
2025-12-31
Profit (loss) for the financial year trend2 periods
€233,712
2024-12-31
€225,639
2025-12-31
Assets trend2 periods
€667,208
2024-12-31
€804,364
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
53/100 · Improving
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 77.7 % | 87.3 % |
| Current ratio | 1.28x | 1.59x |
| Operating profit margin | 74.0 % | 58.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3290930-7
VAT IDFI32909307
EU IDFIFPRO.3290930-7
MunicipalityKuopio
Current registered entries
2022-05-31Registered in Tax Administration (Prepayment Register)
2022-06-09Registered in Tax Administration (Tax Administration)
2022-06-09Registered in Patent and Registration Office (Trade Register)
2023-04-01VAT-liable for business activity in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTEMEM OY
Grade upgradedB1 → A2 · new analysis 2026-09-30
86/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
218 peersSolvency84%
Better than 84% of peers
Profitability97%
Better than 97% of peers
Liquidity80%
Better than 80% of peers
Revenue growth82%
Better than 82% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings66 days after period end
59 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA2
2026-09-30 13:1086/100 · v0.14
B1 → A2 · +23 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1563/100 · v0.14
B1 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1460/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
94/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-03-07
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TEMEM OY shows public core facts. A company representative can claim the profile, update public information, and access owner tools.