Business profile

Teminvest Oy

Teminvest Oy's registered office is Vanda. It is a limited company. The company was established on 2025-03-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €62,032 and operating profit was €6,480.

Claim profileContact details
Business ID 3518380-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3518380-4
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Vanda
Company form
Limited company
Registration date
2025-03-30
Business ID registration date
2025-03-14
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Korsontie 26 A 7, 01450, Vanda

About Teminvest Oy

Financial position and key figures for the company.

Teminvest Oy's location municipality is Vanda. It is a limited company. The company was established on 2025-03-30. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €62,032 and operating profit was €6,480. The latest retained financial statement for 2026-03-31 shows revenue of €62,032 and profit for the financial year of €5,196. Based on the latest retained statement, revenue growth was not currently available, operating margin was +10.4%, and equity ratio was +21.9%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-03-31

Imported periods1
PRH parsed1
Profile sourcePRH/XBRL financial statement
Derived indicators
Operating margin10.4%
Equity ratio21.9%
Revenue€62,032Previous comparison not availablePrevious: No comparison value
Operating profit (loss)€6,480Previous comparison not availablePrevious: No comparison value
Profit (loss) for the financial year€5,196Previous comparison not availablePrevious: No comparison value
Assets€23,685Previous comparison not availablePrevious: No comparison value
Balance-sheet contextLatest financial period
Cash and bank€9,443Previous: No comparison value
Equity€5,196Previous: No comparison value
Liabilities€18,489Previous: No comparison value
Current assets€23,685Previous: No comparison value
Current liabilities€18,489Previous: No comparison value

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioPassable
27/100 · Trend unavailable
21.9 %Comparison period is not available from the source
Current ratioPassable
17/100 · Trend unavailable
0.51xComparison period is not available from the source
Operating profit marginGood
76/100 · Trend unavailable
10.4 %Comparison period is not available from the source

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3518380-4
VAT IDFI35183804
EU IDFIFPRO.3518380-4
MunicipalityVanda
Current registered entries
2025-03-14VAT-liable for business activity in Tax Administration (VAT Register)
2025-03-14Registered in Tax Administration (Prepayment Register)
2025-03-30Registered in Patent and Registration Office (Trade Register)
2025-03-31Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryTeminvest Oy
Grade unchangedB2 · new analysis 2026-10-18
Model score58/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
38 peers
Solvency26%
Below 74% of peers
Profitability50%
Close to the peer-group midpoint
Liquidity63%
Better than 63% of peers
Financial statement reporting patternLimited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings
Latest registration lag121 days after period end
Typical registration lag121 days after period end
Annual continuity1 consecutive periods
Supporting factors
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B2
2026-10-1858/100 · v0.15
B2 → B2
B2
2026-10-05 08:2458/100 · v0.14
B2 → B2 · +6 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1552/100 · v0.14
B2 → B2 · -3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1455/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
10/100

The company has about 1 years of registry continuity.

Registry and status signalsRajallinen
31/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Financial statement availableFinancialEvidence verified
30 Jul 2026 · PRH / XBRLFinancial period ends 2026-03-31.

Registry timeline

Trade register notifications shown on a timeline.

2 register eventsLatest event: 2025-03-30

Financial statements availability

Available financial statement periods and PRH source filings.

1 financial statement periodsLatest financial period: 2026-03-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

Teminvest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.