Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Business profile
Terapia- koulutus- ja työnohjauspalvelut Vaikutus Oy
Terapia- koulutus- ja työnohjauspalvelut Vaikutus Oy's registered office is Tampere. It is a limited company. The company was established on 2020-03-06. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-07-31, revenue was €73,435 and operating profit was €7,702.
Business ID 3122560-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3122560-8
- Sector
- Other human health activities n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2020-03-06
- Business ID registration date
- 2020-02-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hallituskatu 23 F 82, 33200, Tampere
About Terapia- koulutus- ja työnohjauspalvelut Vaikutus Oy
Financial position and key figures for the company.
Terapia- koulutus- ja työnohjauspalvelut Vaikutus Oy's location municipality is Tampere. It is a limited company. The company was established on 2020-03-06. It operates in the industry of other human health activities n.e.c.. In its latest retained statement for 2025-07-31, revenue was €73,435 and operating profit was €7,702. The latest retained financial statement for 2025-07-31 shows revenue of €73,435 and profit for the financial year of €7,773. Based on the latest retained statement, revenue growth was +142.7%, operating margin was +10.5%, and equity ratio was -3.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth142.7%
Operating margin10.5%
Equity ratio-3.9%
Balance-sheet contextLatest financial period
Other operating income€200Previous: €11
Cash and bank€6,490Previous: €10,058
Retained earnings-€8,574Previous: -€5,935
Equity-€801Previous: -€8,574
Liabilities€21,167Previous: €32,132
Current assets€9,508Previous: €17,900
Current liabilities€21,167Previous: €32,132
Revenue trend2 periods
€30,261
2024-07-31
€73,435
2025-07-31
Operating profit (loss) trend2 periods
-€2,423
2024-07-31
€7,702
2025-07-31
Profit (loss) for the financial year trend2 periods
-€2,639
2024-07-31
€7,773
2025-07-31
Assets trend2 periods
€23,558
2024-07-31
€20,366
2025-07-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Improving
Current ratioWeak
10/100 · Stable
Operating profit marginGood
76/100 · Improving
Ratio history
| Ratio | 2024-07-31 | 2025-07-31 |
|---|---|---|
| Equity ratio | -36.4 % | -3.9 % |
| Current ratio | 0.31x | 0.31x |
| Operating profit margin | -8.0 % | 10.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3122560-8
VAT IDFI31225608
EU IDFIFPRO.3122560-8
MunicipalityTampere
Current registered entries
2020-03-01VAT-liable for business activity in Tax Administration (VAT Register)
2020-03-01Registered in Tax Administration (Prepayment Register)
2020-03-06Registered in Tax Administration (Tax Administration)
2020-03-06Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryTerapia- koulutus- ja työnohjauspalvelut Vaikutus Oy
Grade unchangedB2 · new analysis 2026-10-18
53/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
65 peersSolvency3%
Below 97% of peers
Profitability46%
Close to the peer-group midpoint
Liquidity37%
Below 63% of peers
Revenue growth95%
Better than 95% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings77 days after period end
225 days after period end
2 consecutive periods
Supporting factors
- Strong operating profitability
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Negative equity
- Weak current ratio
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1853/100 · v0.15
B2 → B2B2
2026-10-03 01:3053/100 · v0.14
B1 → B2 · -15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
92/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
59/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
3 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2025-10-16
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Terapia- koulutus- ja työnohjauspalvelut Vaikutus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.