Risk grade updatedRisk gradeEvidence verified
30 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → C.Business profile
Tergotec Oy
Tergotec Oy's registered office is Vanda. It is a limited company. The company was established on 2021-03-17. It operates in the industry of retail sale of furniture. In its latest retained statement for 2022-04-30, revenue was €16,135 and operating profit was -€60.
Business ID 3197185-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3197185-4
- Sector
- Retail sale of furniture
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2021-03-17
- Business ID registration date
- 2021-03-12
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Toivonrinne 11, 01680, Vanda
Website: https://www.toimistokotiin.fiSource observation
About Tergotec Oy
Financial position and key figures for the company.
Tergotec Oy's location municipality is Vanda. It is a limited company. The company was established on 2021-03-17. It operates in the industry of retail sale of furniture. In its latest retained statement for 2022-04-30, revenue was €16,135 and operating profit was -€60. The latest retained financial statement for 2022-04-30 shows revenue of €16,135 and profit for the financial year of -€60. Based on the latest retained statement, revenue growth was not currently available, operating margin was -0.4%, and equity ratio was -8.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2022-04-30
1
1
PRH/XBRL financial statement
Derived indicators
Operating margin-0.4%
Equity ratio-8.6%
Balance-sheet contextLatest financial period
Cash and bank€698Previous: No comparison value
Equity-€60Previous: No comparison value
Liabilities€758Previous: No comparison value
Current assets€698Previous: No comparison value
Current liabilities€758Previous: No comparison value
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Trend unavailable
Current ratioPassable
31/100 · Trend unavailable
Operating profit marginWeak
49/100 · Trend unavailable
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3197185-4
EU IDFIFPRO.3197185-4
MunicipalityVanda
Current registered entries
2021-03-17Registered in Tax Administration (Tax Administration)
2021-03-17Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskTergotec Oy
Grade downgradedB3 → C · new analysis 2026-09-30
33/100
Low
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
329 peersSolvency16%
Below 84% of peers
Profitability40%
Below 60% of peers
Liquidity65%
Better than 65% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings67 days after period end
67 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Parsed financial metrics are older than the newest reported filing
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsC
2026-09-30 20:2433/100 · v0.14
B3 → C · -16 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2022-04-30).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B3
2026-09-1549/100 · v0.14
B2 → B3 · -4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1453/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-09-30
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
39/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
43/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-02-14
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2022-04-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-03.
This company profile has not been claimed yet
Tergotec Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.