Risk grade updatedRisk gradeEvidence verified
15 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → A1.Business profile
Termisan Oy
Termisan Oy's registered office is Lohja. It is a limited company. The company was established on 1984-02-02. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-09-30, revenue was €98,400 and operating profit was €69,829.
Business ID 0559298-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0559298-1
- Sector
- Rental and operating of own or leased non-residential real estate
- Municipality
- Lohja
- Company form
- Limited company
- Registration date
- 1984-02-02
- Business ID registration date
- 1984-06-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Taapelipiha 2 A 10, 08100, Lohja
Phone: +35898547676Source observation
People and decision-makers
Åstedt Lasse Kaarlo AnteroToimitusjohtaja
About Termisan Oy
Financial position and key figures for the company.
Termisan Oy's location municipality is Lohja. It is a limited company. The company was established on 1984-02-02. It operates in the industry of rental and operating of own or leased non-residential real estate. In its latest retained statement for 2025-09-30, revenue was €98,400 and operating profit was €69,829. The latest retained financial statement for 2025-09-30 shows revenue of €98,400 and profit for the financial year of €67,583. Based on the latest retained statement, revenue growth was +0.0%, operating margin was +71.0%, and equity ratio was +99.8%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiö voi omistaa ja hallita kiinteistöjä ja arvopapereita sekä käydä niiltä kauppaa ja muu laillinen toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
3
2
Combined source
Derived indicators
Revenue growth0.0%
Operating margin71.0%
Equity ratio99.8%
Balance-sheet contextLatest financial period
Cash and bank€70,761Previous: €63,418
Retained earnings€760,815Previous: €768,144
Profit before taxes€84,149Previous: €87,110
Equity€847,739Previous: €857,191
Liabilities€1,905Previous: €1,227
Current assets€71,824Previous: €73,688
Current liabilities€1,905Previous: €1,227
Employees0Previous: 0
Revenue trend5 periods
€98,400
2021-09-30
€98,400
2022-09-30
€98,400
2023-09-30
€98,400
2024-09-30
€98,400
2025-09-30
Operating profit (loss) trend5 periods
€72,918
2021-09-30
€68,283
2022-09-30
€81,493
2023-09-30
€75,746
2024-09-30
€69,829
2025-09-30
Profit (loss) for the financial year trend5 periods
€70,721
2021-09-30
€98,447
2022-09-30
€98,447
2023-09-30
€69,706
2024-09-30
€67,583
2025-09-30
Assets trend5 periods
€827,152
2021-09-30
€872,969
2022-09-30
€863,148
2023-09-30
€858,418
2024-09-30
€849,645
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginGood
100/100 · Declining
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | 100.0 % | 98.5 % | 99.9 % | 99.9 % | 99.8 % |
| Current ratio | - | - | - | 51.70x | 37.14x |
| Operating profit margin | 74.1 % | 69.4 % | 82.8 % | 77.0 % | 71.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0559298-1
EU IDFIFPRO.0559298-1
MunicipalityLohja
Current registered entries
1984-02-02Registered in Patent and Registration Office (Trade Register)
1984-06-24Registered in Tax Administration (Tax Administration)
2013-02-21Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Åstedt Lasse Kaarlo AnteroToimitusjohtajaSources: 6 · Confidence: 78%
Björkbom Anne MarjukkaPuheenjohtajaSources: 6 · Confidence: 78%
Åstedt Lasse Kaarlo AnteroVarsinainen jäsenSources: 3 · Confidence: 78%
Åstedt Anja InkeriVarsinainen jäsenSources: 5 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A1
ExcellentTermisan Oy
Grade upgradedA2 → A1 · new analysis 2026-10-15
90/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
4 comparable periodsRevenueStable
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
97 peersSolvency95%
Better than 95% of peers
Profitability95%
Better than 95% of peers
Liquidity99%
Better than 99% of peers
Revenue growth61%
Better than 61% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings100 days after period end
122 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Healthy short-term liquidity
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA1
2026-10-15 16:1690/100 · v0.14
A2 → A1 · +5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Assessment confidence: Medium → High.
- Evidence quality: Usable financial evidence → Strong financial evidence.
A2
2026-09-1485/100 · v0.14
A2 → A2- Revenue: Stable
- Profitability: Deteriorating
- Solvency: Stable
A2
2026-09-1485/100 · v0.13
A2 → A2- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A2
2026-09-1385/100 · v0.12
Oldest retained automatic assessment in this comparisonA1
2026-10-15
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 42 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-10-09
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-11.
This company profile has not been claimed yet
Termisan Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.