Risk grade updatedRisk gradeEvidence verified
14 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Termostantti Oy
Termostantti Oy's registered office is Hollola. It is a limited company. The company was established on 2014-10-07. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-09-30, revenue was €1,437,384 and operating profit was €79,743.
Business ID 2638837-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2638837-3
- Sector
- Retail sale of other second-hand goods
- Municipality
- Hollola
- Company form
- Limited company
- Registration date
- 2014-10-07
- Business ID registration date
- 2014-09-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Tampereentie 1982, 15880, Hollola
Phone: +358413199003Source observation
Email: [email protected]Source observation
Website: https://www.termostantti.comSource observation
People and decision-makers
Gardemeister Erno OlaviToimitusjohtaja
About Termostantti Oy
Financial position and key figures for the company.
Termostantti Oy's location municipality is Hollola. It is a limited company. The company was established on 2014-10-07. It operates in the industry of retail sale of other second-hand goods. In its latest retained statement for 2025-09-30, revenue was €1,437,384 and operating profit was €79,743. The latest retained financial statement for 2025-09-30 shows revenue of €1,437,384 and profit for the financial year of €57,542. Based on the latest retained statement, revenue growth was +11.1%, operating margin was +5.5%, and equity ratio was -65.0%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on käytettyjen koneiden ja kalusteiden vähittäiskauppa sekä kaikki muu laillinen toiminta.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
0
0
Enriched source observation
Derived indicators
Revenue growth11.1%
Operating margin5.5%
Equity ratio-65.0%
Revenue€1,437,384+€143,209 (+11.1%) vs previous periodPrevious: €1,294,175
Operating profit (loss)€79,743-€39,650 (-33.2%) vs previous periodPrevious: €119,394
Profit (loss) for the financial year€57,542-€38,043 (-39.8%) vs previous periodPrevious: €95,585
Assets€1,168,409+€374,385 (+47.2%) vs previous periodPrevious: €794,024
Balance-sheet contextLatest financial period
Employees9Previous: No comparison value
Revenue trend5 periods
€1,509,003
2021-09-30
€1,519,029
2022-09-30
€1,446,608
2023-09-30
€1,294,175
2024-09-30
€1,437,384
2025-09-30
Operating profit (loss) trend5 periods
€251,570
2021-09-30
€201,936
2022-09-30
€79,925
2023-09-30
€119,394
2024-09-30
€79,743
2025-09-30
Profit (loss) for the financial year trend5 periods
€200,815
2021-09-30
€161,256
2022-09-30
€63,424
2023-09-30
€95,585
2024-09-30
€57,542
2025-09-30
Assets trend5 periods
€187
2021-09-30
€720,028
2022-09-30
€717,288
2023-09-30
€794,024
2024-09-30
€1,168,409
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
0/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginSatisfactory
64/100 · Declining
Ratio history
| Ratio | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|---|
| Equity ratio | -87.3 % | -87.7 % | -91.5 % | -94.7 % | -65.0 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | 16.7 % | 13.3 % | 5.5 % | 9.2 % | 5.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2638837-3
VAT IDFI26388373
EU IDFIFPRO.2638837-3
MunicipalityHollola
Current registered entries
2014-08-01VAT-liable for business activity in Tax Administration (VAT Register)
2014-09-02Registered in Tax Administration (Prepayment Register)
2014-10-07Registered in Patent and Registration Office (Trade Register)
2014-10-08Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Gardemeister Erno OlaviToimitusjohtajaSources: 5 · Confidence: 78%
Tuomaala Vili TapaniPuheenjohtajaSources: 5 · Confidence: 78%
Gardemeister Erno OlaviVarsinainen jäsenSources: 2 · Confidence: 78%
Föhr Sami MatiasVarajäsenSources: 2 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorTermostantti Oy
Grade unchangedB3 · new analysis 2026-10-18
42/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
SolvencyImproving
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
88 peersSolvency2%
Below 98% of peers
Profitability66%
Better than 66% of peers
Revenue growth77%
Better than 77% of peers
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Material volatility across multiple financial domains
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsB3
2026-10-1842/100 · v0.15
B3 → B3- Risk factor cleared: High balance-sheet leverage.
B3
2026-10-1442/100 · v0.14
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
46/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-02-05
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-06.
This company profile has not been claimed yet
Termostantti Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.