Risk grade updatedRisk gradeEvidence verified
1 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A3.Business profile
Ternet Oy
Ternet Oy's registered office is Turku. It is a limited company. The company was established on 1995-05-17. It operates in the industry of activities of agents involved in non-specialised wholesale.
Business ID 1010395-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1010395-1
- Sector
- Activities of agents involved in non-specialised wholesale
- Municipality
- Turku
- Company form
- Limited company
- Registration date
- 1995-05-17
- Business ID registration date
- 1995-06-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Purokatu 25, 20810, Turku
About Ternet Oy
Financial position and key figures for the company.
Ternet Oy's location municipality is Turku. It is a limited company. The company was established on 1995-05-17. It operates in the industry of activities of agents involved in non-specialised wholesale. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +98.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-10-31
2
2
PRH/XBRL financial statement
Derived indicators
Equity ratio98.5%
Balance-sheet contextLatest financial period
Cash and bank€152Previous: €369
Retained earnings€4,242Previous: €4,548
Equity€6,548Previous: €6,765
Liabilities€101Previous: €101
Current assets€6,144Previous: €6,361
Current liabilities€101Previous: €101
Operating profit (loss) trend2 periods
-€305
2022-10-31
-€217
2023-10-31
Profit (loss) for the financial year trend2 periods
-€306
2022-10-31
-€217
2023-10-31
Assets trend2 periods
€6,866
2022-10-31
€6,649
2023-10-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioSatisfactory
51/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2022-10-31 | 2023-10-31 |
|---|---|---|
| Equity ratio | 98.5 % | 98.5 % |
| Current ratio | 3.66x | 1.52x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1010395-1
EU IDFIFPRO.1010395-1
MunicipalityTurku
Current registered entries
1995-05-17Registered in Patent and Registration Office (Trade Register)
1995-06-15Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTernet Oy
Grade upgradedB1 → A3 · new analysis 2026-10-01
73/100
Low
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
194 peersSolvency91%
Better than 91% of peers
Liquidity70%
Better than 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings127 days after period end
124 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Parsed financial metrics are older than the newest reported filing
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-10-01 05:5673/100 · v0.14
B1 → A3 · +11 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-10-31).
- Assessment confidence: Medium → Low.
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-01
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
52/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 31 years of registry continuity.
Registry and status signalsSeurattava
57/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2024-03-06
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2023-10-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Ternet Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.