Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Terra Cognita Oy
Terra Cognita Oy's registered office is Helsingfors. It is a limited company. The company was established on 1998-02-18. It operates in the industry of publishing of books. In its latest retained statement for 2025-12-31, revenue was €153,666 and operating profit was -€65,883.
Business ID 1098036-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1098036-4
- Sector
- Publishing of books
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1998-02-18
- Business ID registration date
- 1997-09-11
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: RUUKINLAHDENTIE 7 B 22, 00200, Helsingfors
About Terra Cognita Oy
Financial position and key figures for the company.
Terra Cognita Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1998-02-18. It operates in the industry of publishing of books. In its latest retained statement for 2025-12-31, revenue was €153,666 and operating profit was -€65,883. The latest retained financial statement for 2025-12-31 shows revenue of €153,666 and profit for the financial year of -€75,042. Based on the latest retained statement, revenue growth was -17.3%, operating margin was -42.9%, and equity ratio was -204.6%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-17.3%
Operating margin-42.9%
Equity ratio-204.6%
Balance-sheet contextLatest financial period
Inventory€65,201Previous: €107,049
Cash and bank€36,220Previous: €111,342
Retained earnings-€176,043Previous: -€162,980
Equity-€242,675Previous: -€167,633
Liabilities€361,310Previous: €400,694
Current assets€118,023Previous: €232,245
Current liabilities€111,310Previous: €100,694
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
30/100 · Declining
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1098036-4
VAT IDFI10980364
EU IDFIFPRO.1098036-4
MunicipalityHelsingfors
Current registered entries
1997-08-11VAT-liable for business activity in Tax Administration (VAT Register)
1997-09-11Registered in Tax Administration (Prepayment Register)
1997-09-11Registered in Tax Administration (Tax Administration)
1998-02-18Registered in Patent and Registration Office (Trade Register)
2006-01-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskTerra Cognita Oy
Grade unchangedC · new analysis 2026-10-18
31/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
1742 peersSolvency2%
Below 98% of peers
Profitability1%
Below 99% of peers
Liquidity60%
Better than 60% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings163 days after period end
163 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1831/100 · v0.15
C → CC
2026-09-24 14:3731/100 · v0.14
A3 → C · -43 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +11 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1463/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
59/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 28 years of registry continuity.
Registry and status signalsVakaa
86/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
24 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2026-06-12
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Terra Cognita Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.