Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Terramonitor Oy
Terramonitor Oy's registered office is Helsingfors. It is a limited company. The company was established on 2015-11-10. It operates in the industry of research and experimental development on natural sciences and engineering. In its latest retained statement for 2025-12-31, revenue was €303,363 and operating profit was €42,992.
Business ID 2722725-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2722725-6
- Sector
- Research and experimental development on natural sciences and engineering
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 2015-11-10
- Business ID registration date
- 2015-11-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Opastinsilta 6 A, 00520, Helsingfors
Website: https://www.terramonitor.comSource observation
About Terramonitor Oy
Financial position and key figures for the company.
Terramonitor Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2015-11-10. It operates in the industry of research and experimental development on natural sciences and engineering. In its latest retained statement for 2025-12-31, revenue was €303,363 and operating profit was €42,992. The latest retained financial statement for 2025-12-31 shows revenue of €303,363 and profit for the financial year of €42,425. Based on the latest retained statement, revenue growth was +88.2%, operating margin was +14.2%, and equity ratio was +39.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth88.2%
Operating margin14.2%
Equity ratio39.1%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €159,011
Cash and bank€153,064Previous: €88,979
Retained earnings-€133,428Previous: -€139,176
Equity€86,497Previous: €44,072
Liabilities€134,519Previous: €121,495
Current assets€221,016Previous: €165,567
Current liabilities€53,162Previous: €40,138
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
49/100 · Improving
Current ratioGood
96/100 · Improving
Operating profit marginGood
85/100 · Improving
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2722725-6
VAT IDFI27227256
EU IDFIFPRO.2722725-6
MunicipalityHelsingfors
Current registered entries
2015-10-28VAT-liable for business activity in Tax Administration (VAT Register)
2015-10-28Registered in Tax Administration (Prepayment Register)
2015-11-10Registered in Tax Administration (Tax Administration)
2015-11-10Registered in Patent and Registration Office (Trade Register)
2018-02-27Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTerramonitor Oy
Grade unchangedA3 · new analysis 2026-09-23
75/100
Medium
Usable financial evidenceFinancial data included
Same size nationallyDescriptive comparison – does not change the model score.
269 peersSolvency37%
Below 63% of peers
Profitability73%
Better than 73% of peers
Liquidity80%
Better than 80% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings108 days after period end
108 days after period end
1 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsA3
2026-09-23 17:4075/100 · v0.14
A3 → A3 · +5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1570/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1361/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
48/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 10 years of registry continuity.
Registry and status signalsErittäin vahva
91/100
Long registry history, recent financial statement filings, and active register markings support this signal.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
30 register eventsLatest event: 2026-04-18
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Terramonitor Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.