Business profile

Tertius Tilitoimisto Oy

Tertius Tilitoimisto Oy's registered office is Järvenpää. It is a limited company. The company was established on 2013-09-03. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €95,233 and operating profit was €16,377.

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Business ID 2564682-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2564682-8
Sector
Business and other management consultancy activities
Municipality
Järvenpää
Company form
Limited company
Registration date
2013-09-03
Business ID registration date
2013-08-16
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Emalitehtaankatu 2, 04410, Järvenpää

Website: https://www.tertius.fiSource observation

About Tertius Tilitoimisto Oy

Financial position and key figures for the company.

Tertius Tilitoimisto Oy's location municipality is Järvenpää. It is a limited company. The company was established on 2013-09-03. It operates in the industry of business and other management consultancy activities. In its latest retained statement for 2025-12-31, revenue was €95,233 and operating profit was €16,377. The latest retained financial statement for 2025-12-31 shows revenue of €95,233 and profit for the financial year of €16,332. Based on the latest retained statement, revenue growth was -11.3%, operating margin was +17.2%, and equity ratio was +84.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-11.3%
Operating margin17.2%
Equity ratio84.1%
Revenue€95,233-€12,185 (-11.3%) vs previous periodPrevious: €107,418
Operating profit (loss)€16,377+€11,794 (+257.3%) vs previous periodPrevious: €4,583
Profit (loss) for the financial year€16,332+€11,762 (+257.4%) vs previous periodPrevious: €4,570
Assets€26,244+€16,553 (+170.8%) vs previous periodPrevious: €9,691
Balance-sheet contextLatest financial period
Cash and bank€2,982Previous: €8,404
Retained earnings€3,231Previous: -€849
Equity€22,063Previous: €6,221
Liabilities€4,181Previous: €3,471
Current assets€25,982Previous: €9,691
Current liabilities€4,181Previous: €3,471
Revenue trend2 periods
€107,418
2024-12-31
€95,233
2025-12-31
Operating profit (loss) trend2 periods
€4,583
2024-12-31
€16,377
2025-12-31
Profit (loss) for the financial year trend2 periods
€4,570
2024-12-31
€16,332
2025-12-31
Assets trend2 periods
€9,691
2024-12-31
€26,244
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
84.1 %2024-12-31: 64.2 %
Current ratioPassable
24/100 · Declining
0.71x2024-12-31: 2.42x
Operating profit marginGood
93/100 · Improving
17.2 %2024-12-31: 4.3 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio64.2 %84.1 %
Current ratio2.42x0.71x
Operating profit margin4.3 %17.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2564682-8
VAT IDFI25646828
EU IDFIFPRO.2564682-8
MunicipalityJärvenpää
Current registered entries
2013-08-14Registered in Tax Administration (Employer Register)
2013-08-14VAT-liable for business activity in Tax Administration (VAT Register)
2013-08-16Registered in Tax Administration (Prepayment Register)
2013-09-03Registered in Patent and Registration Office (Trade Register)
2013-09-09Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodTertius Tilitoimisto Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score80/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityImproving
SolvencyImproving
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
50 peers
Solvency58%
Better than 58% of peers
Profitability74%
Better than 74% of peers
Liquidity72%
Better than 72% of peers
Revenue growth38%
Below 62% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag56 days after period end
Typical registration lag56 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note
  • Weak current ratio
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A2
2026-10-1780/100 · v0.15
A2 → A2
A2
2026-09-16 20:4680/100 · v0.14
A3 → A2 · +8 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1472/100 · v0.14
A3 → A3
A3
2026-09-1472/100 · v0.13
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
72/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 13 years of registry continuity.

Registry and status signalsVakaa
88/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2026-03-05

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Tertius Tilitoimisto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.