Business profile

Tervakartano Oy

Tervakartano Oy's registered office is Kello. It is a limited company. The company was established on 2002-12-05. It operates in the industry of wholesale of household, office and shop furniture, carpets and lighting equipment.

Claim profileContact details
Business ID 1792792-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1792792-9
Sector
Wholesale of household, office and shop furniture, carpets and lighting equipment
Municipality
Kello
Company form
Limited company
Registration date
2002-12-05
Business ID registration date
2002-10-31
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Hietalanmäentie 20, 90820, Kello

Phone: +3588332299Source observation

Email: [email protected]Source observation

Website: https://www.tervakartano.fiSource observation

People and decision-makers

Saarenpää Jani MatiasPuheenjohtaja
Tervahauta Jukka PekkaVarsinainen jäsen
Saarenpää Mari JohannaVarsinainen jäsen

About Tervakartano Oy

Financial position and key figures for the company.

Tervakartano Oy's location municipality is Kello. It is a limited company. The company was established on 2002-12-05. It operates in the industry of wholesale of household, office and shop furniture, carpets and lighting equipment. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +20.2%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimiala on huonekalujen, sisustustarvikkeiden, tekstiilien, vaatteiden, rakennustarvikkeiden, sähkötarvikkeiden, urheilutarvikkeiden, liike- ja yrityslahjojen, autojen, autonosien ja toimistotarvikkeiden valmistus, osto, maahantuonti, vienti, tukku- ja vähittäiskauppa sekä vuokraus ja kuljetus. Taiteen ja antiikin osto, maahantuonti, vienti, tukku- ja vähittäiskauppa sekä vuokraus. Kiinteistöjen rakennus. Agentuuritoiminta. Liikejohdon konsultointi. Majoitus- ja ravitsemustoiminta. Yhtiö harjoittaa arvopaperi- ja kiinteistökauppaa. Yhtiö voi lisäksi omistaa ja vuokrata kiinteistöjä.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Equity ratio20.2%
Operating profit (loss)€19,704-€10,850 (-35.5%) vs previous periodPrevious: €30,553
Profit (loss) for the financial year€10,955-€17,833 (-61.9%) vs previous periodPrevious: €28,788
Assets€53,545-€12,055 (-18.4%) vs previous periodPrevious: €65,600
Balance-sheet contextLatest financial period
Profit before taxes€16,781Previous: €28,788
Employees12Previous: No comparison value
Revenue trend3 periods
€87,689
2021-12-31
€90,797
2022-12-31
€90,676
2023-12-31
Operating profit (loss) trend5 periods
€66,536
2021-12-31
€54,956
2022-12-31
€17,242
2023-12-31
€30,553
2024-12-31
€19,704
2025-12-31
Profit (loss) for the financial year trend5 periods
€65,923
2021-12-31
€54,273
2022-12-31
€16,654
2023-12-31
€28,788
2024-12-31
€10,955
2025-12-31
Assets trend5 periods
€59,532
2021-12-31
€72,548
2022-12-31
€81,042
2023-12-31
€65,600
2024-12-31
€53,545
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioPassable
25/100 · Declining
20.2 %2024-12-31: 37.9 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2023-12-31: 19.0 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio-125.8 %-28.4 %86.5 %37.9 %20.2 %
Current ratio-----
Operating profit margin75.6 %60.5 %19.0 %--

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1792792-9
VAT IDFI17927929
EU IDFIFPRO.1792792-9
MunicipalityKello
Current registered entries
2002-10-10VAT-liable for business activity in Tax Administration (VAT Register)
2002-11-04Registered in Tax Administration (Tax Administration)
2002-11-11Registered in Tax Administration (Prepayment Register)
2002-12-05Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Saarenpää Jani MatiasPuheenjohtajaSources: 3 · Confidence: 78%
Tervahauta Jukka PekkaVarsinainen jäsenSources: 4 · Confidence: 78%
Saarenpää Mari JohannaVarsinainen jäsenSources: 3 · Confidence: 78%
Nylund Lars GöranTilintarkastajaSources: 2 · Confidence: 78%
Antti Tapani PuranenVaratilintarkastajaSources: 1 · Confidence: 76%
Jani SaarenpääOwnerSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B1
StableTervakartano Oy
Grade unchangedB1 · new analysis 2026-10-17
Model score64/100
Assessment confidenceMedium
Evidence qualityLimited financial evidenceRegistry and statistics based
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueNot enough history
ProfitabilityNot enough history
SolvencyDeteriorating · 2 consecutive periods
LiquidityNot enough history
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Long registry continuity
Risk factors to note
  • Elevated industry distress context
  • Sufficient structured financial metrics are not available
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
B1
2026-10-1764/100 · v0.15
B1 → B1 · +1 points
  • Solvency: Not enough history → Deteriorating
  • Evidence quality: Registry and statistical evidence → Limited financial evidence.
  • New supporting factor: A newer financial statement filing has been reported.
B1
2026-09-2063/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeB1
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Registry and statistics based

The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
45/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 23 years of registry continuity.

Registry and status signalsVakaa
78/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
20 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

13 register eventsLatest event: 2026-05-20

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Tervakartano Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.