Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
TF Taloushallinto Oy
TF Taloushallinto Oy's registered office is Jyväskylä. It is a limited company. The company was established on 1993-09-15. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €198,919 and operating profit was €126.
Business ID 0943956-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0943956-2
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Jyväskylä
- Company form
- Limited company
- Registration date
- 1993-09-15
- Business ID registration date
- 1993-10-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vasarakatu 9 C, 40320, Jyväskylä
Website: https://www.taxifacta.fiSource observation
About TF Taloushallinto Oy
Financial position and key figures for the company.
TF Taloushallinto Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 1993-09-15. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €198,919 and operating profit was €126. The latest retained financial statement for 2025-12-31 shows revenue of €198,919 and profit for the financial year of -€572. Based on the latest retained statement, revenue growth was -4.9%, operating margin was +0.1%, and equity ratio was +66.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-4.9%
Operating margin0.1%
Equity ratio66.7%
Balance-sheet contextLatest financial period
Other operating income€102,380Previous: €89,736
Cash and bank€9,210Previous: €12,933
Retained earnings€61,819Previous: €62,782
Equity€71,843Previous: €83,414
Liabilities€35,862Previous: €42,949
Current assets€77,526Previous: €95,902
Current liabilities€35,862Previous: €42,949
Revenue trend2 periods
€229,268
2022-12-31
€198,919
2025-12-31
Operating profit (loss) trend2 periods
€14,091
2022-12-31
€126
2025-12-31
Profit (loss) for the financial year trend2 periods
€13,950
2022-12-31
-€572
2025-12-31
Assets trend2 periods
€133,241
2022-12-31
€107,704
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
83/100 · Declining
Current ratioWeak
9/100 · Improving
Operating profit marginPassable
50/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 71.6 % | 66.7 % |
| Current ratio | 0.24x | 0.26x |
| Operating profit margin | 4.4 % | 0.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0943956-2
VAT IDFI09439562
EU IDFIFPRO.0943956-2
MunicipalityJyväskylä
Current registered entries
1993-09-15Registered in Patent and Registration Office (Trade Register)
1993-10-21Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
1996-01-01Registered in Tax Administration (Employer Register)
2017-01-17VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTF Taloushallinto Oy
Grade unchangedA3 · new analysis 2026-10-18
72/100
High
Strong financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
67 peersSolvency69%
Better than 69% of peers
Profitability21%
Below 79% of peers
Liquidity46%
Close to the peer-group midpoint
Revenue growth13%
Below 87% of peers
DelayedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings153 days after period end
381 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1872/100 · v0.15
A3 → A3A3
2026-10-05 01:0772/100 · v0.14
A3 → A3 · -3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 33 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
16 register eventsLatest event: 2026-06-02
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TF Taloushallinto Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.