Business profile

TH-Sijoitus Oy

TH-Sijoitus Oy's registered office is Rusko. It is a limited company. The company was established on 2007-09-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-10-31, revenue was €15,587,998 and operating profit was €7,396,709.

Claim profileContact details
Business ID 2137785-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2137785-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Rusko
Company form
Limited company
Registration date
2007-09-11
Business ID registration date
2007-09-03
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Liukolantie 334 as. 1, 21290, Rusko

Phone: +358500822963Source observation

People and decision-makers

Heikkilä Timo OlaviToimitusjohtaja

About TH-Sijoitus Oy

Financial position and key figures for the company.

TH-Sijoitus Oy's location municipality is Rusko. It is a limited company. The company was established on 2007-09-11. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-10-31, revenue was €15,587,998 and operating profit was €7,396,709. The latest retained financial statement for 2025-10-31 shows revenue of €15,587,998 and profit for the financial year of €5,412,890. Based on the latest retained statement, revenue growth was +15.2%, operating margin was +47.5%, and equity ratio was +58.9%.

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on sijoitustoiminta, vuokraustoiminta, kiinteistöjen omistaminen ja hallinta, maatalouden harjoittaminen ja muu maatalouteen liittyvä toiminta, rakennustoiminta sekä kuljetustoiminta. Yhtiön toimialaan kuuluu myös maatalouden tuotantopanosten maahantuonti ja markkinointi sekä energian tuotanto ja muut energia-alaan liittyvät palvelut. Yhtiön sijoitustoiminta käsittää tavanomaisten sijoitustuotteiden lisäksi myös johdannaisinstrumentit sekä muut harvinaisemmat sijoitustuotteet.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-10-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth15.2%
Operating margin47.5%
Equity ratio58.9%
Revenue€15,587,998+€2,051,538 (+15.2%) vs previous periodPrevious: €13,536,460
Operating profit (loss)€7,396,709-€862,381 (-10.4%) vs previous periodPrevious: €8,259,091
Profit (loss) for the financial year€5,412,890-€1,480,374 (-21.5%) vs previous periodPrevious: €6,893,264
Assets€40,459,262+€4,072,507 (+11.2%) vs previous periodPrevious: €36,386,755
Balance-sheet contextLatest financial period
Profit before taxes€6,764,624Previous: €8,629,616
Employees0Previous: 0
Revenue trend5 periods
€167,562
2021-10-31
€5,385,879
2022-10-31
€5,255,486
2023-10-31
€13,536,460
2024-10-31
€15,587,998
2025-10-31
Operating profit (loss) trend5 periods
€3,961,795
2021-10-31
€648,831
2022-10-31
€4,999,144
2023-10-31
€8,259,091
2024-10-31
€7,396,709
2025-10-31
Profit (loss) for the financial year trend5 periods
€3,962,411
2021-10-31
€836,734
2022-10-31
€4,440,313
2023-10-31
€6,893,264
2024-10-31
€5,412,890
2025-10-31
Assets trend5 periods
€18,132,554
2021-10-31
€18,791,358
2022-10-31
€26,374,234
2023-10-31
€36,386,755
2024-10-31
€40,459,262
2025-10-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
74/100 · Improving
58.9 %2024-10-31: 50.8 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-10-31: Ei saatavilla
Operating profit marginGood
100/100 · Declining
47.5 %2024-10-31: 61.0 %
Ratio history
Ratio2021-10-312022-10-312023-10-312024-10-312025-10-31
Equity ratio34.8 %38.0 %43.9 %50.8 %58.9 %
Current ratio-----
Operating profit margin2364.4 %12.1 %95.1 %61.0 %47.5 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2137785-1
EU IDFIFPRO.2137785-1
MunicipalityRusko
Current registered entries
2007-09-11Registered in Patent and Registration Office (Trade Register)
2007-10-01Registered in Tax Administration (Tax Administration)

Responsible people

Public role relationships materialized from source observations.

Heikkilä Timo OlaviToimitusjohtajaSources: 5 · Confidence: 78%
Heikkilä Timo OlaviVarsinainen jäsenSources: 3 · Confidence: 78%
Tahila Jari TapioVarajäsenSources: 2 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodTH-Sijoitus Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score85/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectoryFinancial development is mostly stable or mixed.
4 comparable periods
RevenueImproving · 2 consecutive periods
ProfitabilityDeteriorating · 2 consecutive periods
SolvencyImproving · 3 consecutive periods
LiquidityNot enough history
Peer comparisonSame industryDescriptive comparison – does not change the model score.
167 peers
Solvency40%
Below 60% of peers
Profitability92%
Better than 92% of peers
Revenue growth81%
Better than 81% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Company context reduces the weight of an isolated financial signal
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1885/100 · v0.15
A2 → A2 · -1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
A2
2026-09-1786/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 19 years of registry continuity.

Registry and status signalsSeurattava
66/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2026-03-12

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

TH-Sijoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.