Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
The Change Group Helsinki Oy
The Change Group Helsinki Oy's registered office is Helsingfors. It is a limited company. The company was established on 1994-01-26. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2025-12-31, revenue was €1,292,374 and operating profit was -€385,300.
Business ID 0954134-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0954134-8
- Sector
- Security and commodity contracts brokerage
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1994-01-26
- Business ID registration date
- 1994-01-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: POHJOISESPLANADI 21, 00100, Helsingfors
Phone: +3585539698Source observation
Website: https://changegroup.fiSource observation
People and decision-makers
Leading TravelCEO
About The Change Group Helsinki Oy
Financial position and key figures for the company.
The Change Group Helsinki Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1994-01-26. It operates in the industry of security and commodity contracts brokerage. In its latest retained statement for 2025-12-31, revenue was €1,292,374 and operating profit was -€385,300. The latest retained financial statement for 2025-12-31 shows revenue of €1,292,374 and profit for the financial year of -€439,495. Based on the latest retained statement, revenue growth was -15.7%, operating margin was -29.8%, and equity ratio was +9.4%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on matkavaluutan osto ja myynti, matkashekkien myynti ja lunastaminen, luottokorttien käteisnostot sekä näihin liittyvä konsultointi yrityksille ja yksityishenkilöille sekä turismiin liittyvien tuotteiden ja palveluiden myynti ja välitys.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth-15.7%
Operating margin-29.8%
Equity ratio9.4%
Revenue€1,292,374-€241,355 (-15.7%) vs previous periodPrevious: €1,533,729
Operating profit (loss)-€385,300-€184,709 (-92.1%) vs previous periodPrevious: -€200,591
Profit (loss) for the financial year-€439,495-€203,577 (-86.3%) vs previous periodPrevious: -€235,918
Assets€914,217-€336,850 (-26.9%) vs previous periodPrevious: €1,251,067
Balance-sheet contextLatest financial period
Profit before taxes-€420,466Previous: -€235,918
Revenue trend4 periods
€1,303,129
2022-12-31
€1,287,655
2023-12-31
€1,533,729
2024-12-31
€1,292,374
2025-12-31
Operating profit (loss) trend4 periods
-€99,653
2022-12-31
-€529,781
2023-12-31
-€200,591
2024-12-31
-€385,300
2025-12-31
Profit (loss) for the financial year trend4 periods
-€108,813
2022-12-31
-€555,644
2023-12-31
-€235,918
2024-12-31
-€439,495
2025-12-31
Assets trend4 periods
€8,409
2022-12-31
€1,441,512
2023-12-31
€1,251,067
2024-12-31
€914,217
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioWeak
12/100 · Declining
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginWeak
0/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Equity ratio | 80.2 % | 52.8 % | 42.0 % | 9.4 % |
| Current ratio | - | - | - | - |
| Operating profit margin | -6.6 % | -41.1 % | -12.9 % | -29.8 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0954134-8
VAT IDFI09541348
EU IDFIFPRO.0954134-8
MunicipalityHelsingfors
Current registered entries
1994-01-20Registered in Tax Administration (Tax Administration)
1994-01-26Registered in Patent and Registration Office (Trade Register)
1994-02-01Registered in Tax Administration (Employer Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2024-05-22VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Responsible people
Public role relationships materialized from source observations.
Leading TravelCEOSources: 1 · Confidence: 78%
Robl Michael DamianPuheenjohtajaSources: 4 · Confidence: 78%
Anthoni Peter Henrik RobertEdustajaSources: 2 · Confidence: 78%
Lariz Landin DiegoVarsinainen jäsenSources: 4 · Confidence: 78%
Zackariya Sacha AlexanderVarsinainen jäsenSources: 4 · Confidence: 78%
Juha-Pekka KeimmoPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskThe Change Group Helsinki Oy
Grade unchangedC · new analysis 2026-10-18
39/100
Medium
Usable financial evidenceFinancial data included
Financial development has been volatile across multiple domains.
4 comparable periodsRevenueVolatile
ProfitabilityVolatile
LiquidityNot enough history
Same industryDescriptive comparison – does not change the model score.
324 peersSolvency14%
Below 86% of peers
Profitability7%
Below 93% of peers
Revenue growth16%
Below 84% of peers
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative profitability or net result
- Losses in the latest and previous available periods
- Material volatility across multiple financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsC
2026-10-1839/100 · v0.15
C → C- Evidence quality: Strong financial evidence → Usable financial evidence.
- Risk factor cleared: High balance-sheet leverage.
C
2026-10-1239/100 · v0.14
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 32 years of registry continuity.
Registry and status signalsKoholla
20/100
A severity-mapped registry signal in the last 6 months requires attention.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
12 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Registry timeline
Trade register notifications shown on a timeline.
33 register eventsLatest event: 2026-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-18.
This company profile has not been claimed yet
The Change Group Helsinki Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.