Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
The Last Word Wisdom & Love Oy
The Last Word Wisdom & Love Oy's registered office is Tampere. It is a limited company. The company was established on 2023-01-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,004 and operating profit was -€8,828.
Business ID 3333010-2ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3333010-2
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2023-01-19
- Business ID registration date
- 2022-12-19
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Vallikatu 34, 33240, Tampere
About The Last Word Wisdom & Love Oy
Financial position and key figures for the company.
The Last Word Wisdom & Love Oy's location municipality is Tampere. It is a limited company. The company was established on 2023-01-19. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €1,004 and operating profit was -€8,828. The latest retained financial statement for 2025-12-31 shows revenue of €1,004 and profit for the financial year of €17,351. Based on the latest retained statement, revenue growth was not currently available, operating margin was -879.7%, and equity ratio was +101.1%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Operating margin-879.7%
Equity ratio101.1%
Balance-sheet contextLatest financial period
Other operating income€914Previous: €0
Cash and bank€181,884Previous: €182
Retained earnings€170,098Previous: €0
Equity€200,694Previous: €228,673
Liabilities-€2,207Previous: €3,675
Current assets€157,547Previous: €191,408
Current liabilities-€2,207Previous: €3,675
Operating profit (loss) trend2 periods
-€2,888
2024-12-31
-€8,828
2025-12-31
Profit (loss) for the financial year trend2 periods
€188,338
2024-12-31
€17,351
2025-12-31
Assets trend2 periods
€232,348
2024-12-31
€198,487
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 98.4 % | 101.1 % |
| Current ratio | 0.05x | -82.41x |
| Operating profit margin | - | -460.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3333010-2
VAT IDFI33330102
EU IDFIFPRO.3333010-2
MunicipalityTampere
Current registered entries
2023-01-19Registered in Tax Administration (Tax Administration)
2023-01-19Registered in Patent and Registration Office (Trade Register)
2025-04-14VAT-liable for business activity in Tax Administration (VAT Register)
2025-10-31VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableThe Last Word Wisdom & Love Oy
Grade unchangedB1 · new analysis 2026-10-18
60/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
2 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
84 peersSolvency100%
Better than 100% of peers
Profitability2%
Below 98% of peers
Liquidity0%
Below 100% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings56 days after period end
84 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Company context reduces the weight of an isolated financial signal
- Active registered status
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1860/100 · v0.15
B1 → B1B1
2026-09-30 13:1060/100 · v0.14
B1 → B1- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1560/100 · v0.14
B2 → B1 · +2 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 3 years of registry continuity.
Registry and status signalsRajallinen
45/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2026-02-25
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
The Last Word Wisdom & Love Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.