Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
The Teddy Bear Daycare Oy
The Teddy Bear Daycare Oy's registered office is Lahti. It is a limited company. The company was established on 2000-09-08. It operates in the industry of pre-primary education. In its latest retained statement for 2025-07-31, revenue was €637,151 and operating profit was -€59,797.
Business ID 1620404-0ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1620404-0
- Sector
- Pre-primary education
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2000-09-08
- Business ID registration date
- 2000-09-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Yrjönkatu 5 A 1, 15100, Lahti
About The Teddy Bear Daycare Oy
Financial position and key figures for the company.
The Teddy Bear Daycare Oy's location municipality is Lahti. It is a limited company. The company was established on 2000-09-08. It operates in the industry of pre-primary education. In its latest retained statement for 2025-07-31, revenue was €637,151 and operating profit was -€59,797. The latest retained financial statement for 2025-07-31 shows revenue of €637,151 and profit for the financial year of -€63,446. Based on the latest retained statement, revenue growth was +20.4%, operating margin was -9.4%, and equity ratio was -7.2%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-07-31
1
1
PRH/XBRL financial statement
Derived indicators
Revenue growth20.4%
Operating margin-9.4%
Equity ratio-7.2%
Balance-sheet contextLatest financial period
Other operating income€18,834Previous: €6,891
Cash and bank€51,826Previous: €35,159
Advances received€1,686Previous: €0
Retained earnings€47,864Previous: €36,724
Equity-€7,582Previous: €59,764
Liabilities€112,303Previous: €110,682
Current assets€62,955Previous: €40,412
Current liabilities€85,929Previous: €99,476
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
20/100 · Improving
Operating profit marginWeak
27/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1620404-0
EU IDFIFPRO.1620404-0
MunicipalityLahti
Current registered entries
2000-09-08Registered in Patent and Registration Office (Trade Register)
2000-09-20Registered in Tax Administration (Prepayment Register)
2000-09-20Registered in Tax Administration (Tax Administration)
2000-10-15Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskThe Teddy Bear Daycare Oy
Grade unchangedC · new analysis 2026-10-18
30/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
63 peersSolvency24%
Below 76% of peers
Profitability22%
Below 78% of peers
Liquidity57%
Better than 57% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings118 days after period end
118 days after period end
1 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1830/100 · v0.15
C → CC
2026-09-23 00:1530/100 · v0.14
A3 → C · -42 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-07-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1572/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1363/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
74/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 26 years of registry continuity.
Registry and status signalsVakaa
76/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
17 register eventsLatest event: 2025-11-26
Financial statements availability
Available financial statement periods and PRH source filings.
1 financial statement periodsLatest financial period: 2025-07-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
The Teddy Bear Daycare Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.