Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Thomfinance Oy
Thomfinance Oy's registered office is Helsingfors. It is a limited company. The company was established on 1981-12-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €27,205,722 and operating profit was €2,816,838.
Business ID 0482884-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0482884-1
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Helsingfors
- Company form
- Limited company
- Registration date
- 1981-12-17
- Business ID registration date
- 1982-08-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kalevankatu 12, 00100, Helsingfors
Phone: +3589681661Source observation
Website: https://www.thomfinance.fiSource observation
People and decision-makers
Rosenius Carl Richard CasimirToimitusjohtaja
About Thomfinance Oy
Financial position and key figures for the company.
Thomfinance Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1981-12-17. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €27,205,722 and operating profit was €2,816,838. The latest retained financial statement for 2025-12-31 shows revenue of €27,205,722 and profit for the financial year of €2,562,943. Based on the latest retained statement, revenue growth was +74.4%, operating margin was +10.4%, and equity ratio was +96.7%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimialana on harjoittaa kotimaassa ja ulkomailla arvopapereiden sekä arvopaperijohdannaisten kauppaa sekä sijoitustoimintaa ja varojen hallintaa eri muodoissa. Yhtiö voi harjoittaa kotimaassa ja ulkomailla pääomasijoitustoimintaa sekä leasing-, factoring- ja muuta rahoituspalvelutoimintaa. Yhtiö voi hoitaa myös konsernihallintoa ja konsernin rahoitusta. Yhtiö voi harjoittaa myös kansainvälistä konsulttitoimintaa sekä kulutus- ja teollisuustuotteiden maahantuontia, tukkukauppaa ja kansainvälistä kauppaa. Yhtiö voi omistaa ja hallita sekä vuokrata ja välittää kiinteistöjä ja tontteja sekä huoneistoja omaa kaupallista toimintaansa varten. Lisäksi yhtiön toimialana on harjoittaa kotimaassa ja ulkomailla erilaisten kiinteistöjen ja huoneistojen kauppaa, välitystä ja vuokrausta. Yhtiö voi tarvittaessa harjoittaa myös muuta edellisiin toimintoihin läheisesti liittyvää toimintaa.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
0
0
Enriched source observation
Derived indicators
Revenue growth74.4%
Operating margin10.4%
Equity ratio96.7%
Revenue€27,205,722+€11,606,111 (+74.4%) vs previous periodPrevious: €15,599,611
Operating profit (loss)€2,816,838+€3,518,838 (+501.3%) vs previous periodPrevious: -€702,000
Profit (loss) for the financial year€2,562,943+€3,413,943 (+401.2%) vs previous periodPrevious: -€851,000
Assets€49,345,000+€712,000 (+1.5%) vs previous periodPrevious: €48,633,000
Balance-sheet contextLatest financial period
Employees5Previous: 5
Revenue trend5 periods
€12,377,000
2021-12-31
€12,376,950
2022-06-30
€18,545,125
2023-06-30
€15,599,611
2024-12-31
€27,205,722
2025-12-31
Operating profit (loss) trend5 periods
-€4,761,000
2021-12-31
-€4,760,299
2022-06-30
€4,334,427
2023-06-30
-€702,000
2024-12-31
€2,816,838
2025-12-31
Profit (loss) for the financial year trend5 periods
-€4,775,000
2021-12-31
-€4,774,792
2022-06-30
€4,326,766
2023-06-30
-€851,000
2024-12-31
€2,562,943
2025-12-31
Assets trend5 periods
€44,229,000
2021-12-31
€47,864,000
2022-06-30
€0
2023-06-30
€48,633,000
2024-12-31
€49,345,000
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
76/100 · Improving
Ratio history
| Ratio | 2021-12-31 | 2022-06-30 | 2023-06-30 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Equity ratio | 98.8 % | 99.3 % | 100.0 % | 93.9 % | 96.7 % |
| Current ratio | 1.50x | 2.93x | 0.00x | 2.76x | 5.61x |
| Operating profit margin | -38.5 % | 23.4 % | 0.0 % | -4.5 % | 10.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0482884-1
VAT IDFI04828841
EU IDFIFPRO.0482884-1
MunicipalityHelsingfors
Current registered entries
1981-12-17Registered in Patent and Registration Office (Trade Register)
1982-08-18Registered in Tax Administration (Tax Administration)
1995-03-01Registered in Tax Administration (Prepayment Register)
2019-04-01VAT-liable for business activity in Tax Administration (VAT Register)
2022-12-01Registered in Tax Administration (Employer Register)
Responsible people
Public role relationships materialized from source observations.
Rosenius Carl Richard CasimirToimitusjohtajaSources: 4 · Confidence: 78%
Knuutila Mikko IlmariPuheenjohtajaSources: 4 · Confidence: 78%
Leo JouhkiHallitus: puheenjohtajaSources: 1 · Confidence: 76%
Jouhki Timo Anton EemeliVarsinainen jäsenSources: 4 · Confidence: 78%
Japola Tarja Maarit TuulikkiProkuristiSources: 1 · Confidence: 78%
Saukkonen Panu MattiVarsinainen jäsenSources: 4 · Confidence: 78%
Rautiainen Nuutti JuhaniVarsinainen jäsenSources: 3 · Confidence: 78%
Soikkeli Pekka ArmasVarsinainen jäsenSources: 3 · Confidence: 78%
Tossavainen Sari AnneliProkuristiSources: 1 · Confidence: 78%
Eetu AnttonenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodThomfinance Oy
82/100
Medium
Registry and statistical evidenceRegistry and statistics based
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
A2
2026-09-16
open-risk-grade-v0.14
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 44 years of registry continuity.
Registry and status signalsVakaa
82/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
22 register eventsLatest event: 2026-06-17
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-27.
This company profile has not been claimed yet
Thomfinance Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.