Business profile

Tiiriön Vakuutusedustus Oy

Tiiriön Vakuutusedustus Oy's registered office is Hämeenlinna. It is a limited company. The company was established on 2016-03-03. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €646,444 and operating profit was -€17,960.

Claim profileContact details
Business ID 2749448-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2749448-5
Sector
Activities of insurance agents and brokers
Municipality
Hämeenlinna
Company form
Limited company
Registration date
2016-03-03
Business ID registration date
2016-02-29
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Wartiamäentie 2, 13130, Hämeenlinna

Postal address: Radanvarsitie 74, 13720, Parola

Website: https://www.lahitapiola.fiSource observation

About Tiiriön Vakuutusedustus Oy

Financial position and key figures for the company.

Tiiriön Vakuutusedustus Oy's location municipality is Hämeenlinna. It is a limited company. The company was established on 2016-03-03. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-02-28, revenue was €646,444 and operating profit was -€17,960. The latest retained financial statement for 2026-02-28 shows revenue of €646,444 and profit for the financial year of -€34,966. Based on the latest retained statement, revenue growth was -10.4%, operating margin was -2.8%, and equity ratio was -43.1%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-02-28

Imported periods4
PRH parsed4
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-10.4%
Operating margin-2.8%
Equity ratio-43.1%
Revenue€646,444-€75,381 (-10.4%) vs previous periodPrevious: €721,825
Operating profit (loss)-€17,960-€81,699 (-128.2%) vs previous periodPrevious: €63,739
Profit (loss) for the financial year-€34,966-€82,688 (-173.3%) vs previous periodPrevious: €47,722
Assets€105,377-€8,761 (-7.7%) vs previous periodPrevious: €114,138
Balance-sheet contextLatest financial period
Cash and bank€10,723Previous: €30,705
Retained earnings-€12,955Previous: -€60,677
Equity-€45,422Previous: -€10,455
Liabilities€150,798Previous: €124,593
Current assets€79,252Previous: €79,305
Current liabilities€75,677Previous: €61,631
Revenue trend4 periods
€570,694
2023-02-28
€693,510
2024-02-29
€721,825
2025-02-28
€646,444
2026-02-28
Operating profit (loss) trend4 periods
-€16,014
2023-02-28
-€5,010
2024-02-29
€63,739
2025-02-28
-€17,960
2026-02-28
Profit (loss) for the financial year trend4 periods
-€25,020
2023-02-28
-€14,563
2024-02-29
€47,722
2025-02-28
-€34,966
2026-02-28
Assets trend4 periods
€112,587
2023-02-28
€94,789
2024-02-29
€114,138
2025-02-28
€105,377
2026-02-28

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
0/100 · Declining
-43.1 %2025-02-28: -9.2 %
Current ratioWeak
5/100 · Declining
0.14x2025-02-28: 0.50x
Operating profit marginWeak
43/100 · Declining
-2.8 %2025-02-28: 8.8 %
Ratio history
Ratio2023-02-282024-02-292025-02-282026-02-28
Equity ratio-38.7 %-61.4 %-9.2 %-43.1 %
Current ratio0.31x0.09x0.50x0.14x
Operating profit margin-2.8 %-0.7 %8.8 %-2.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2749448-5
VAT IDFI27494485
EU IDFIFPRO.2749448-5
MunicipalityHämeenlinna
Current registered entries
2016-02-29Registered in Tax Administration (Prepayment Register)
2016-03-03Registered in Patent and Registration Office (Trade Register)
2016-03-07Registered in Tax Administration (Tax Administration)
2016-04-01Registered in Tax Administration (Employer Register)
2020-11-01VAT-liable for business activity in Tax Administration (VAT Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
C
Elevated riskTiiriön Vakuutusedustus Oy
Grade unchangedC · new analysis 2026-11-03
Model score30/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectoryFinancial development has been volatile across multiple domains.
3 comparable periods
RevenueDeteriorating
ProfitabilityVolatile
SolvencyVolatile
LiquidityVolatile
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
482 peers
Solvency6%
Below 94% of peers
Profitability16%
Below 84% of peers
Liquidity45%
Below 55% of peers
Revenue growth20%
Below 80% of peers
Financial statement reporting patternMixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag234 days after period end
Typical registration lag219 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Active registered status
  • Long registry continuity
  • Lower industry distress context
Risk factors to note
  • Negative equity
  • Weak current ratio
  • Negative profitability or net result
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessments
C
2026-11-0330/100 · v0.15
C → C
C
2026-11-01 06:5430/100 · v0.15
B3 → C · -14 points
  • Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-02-28).
B3
2026-10-1844/100 · v0.15
B3 → B3
B3
2026-09-23 17:4044/100 · v0.14
B1 → B3 · -25 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-02-28).
  • Assessment confidence: Medium → High.
  • Evidence quality: Registry and statistical evidence → Strong financial evidence.
Automatic model gradeC
Automatic model snapshot2026-11-03
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut
80/100

The company has about 10 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
1 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3 → C.
Financial statement availableFinancialEvidence verified
20 Oct 2026 · PRH / XBRLFinancial period ends 2026-02-28.
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2025-09-05

Financial statements availability

Available financial statement periods and PRH source filings.

4 financial statement periodsLatest financial period: 2026-02-28

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-01-05.

This company profile has not been claimed yet

Tiiriön Vakuutusedustus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.