Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Tili- ja Yrityspalvelu Timo Virtanen & Kumppanit Oy
Tili- ja Yrityspalvelu Timo Virtanen & Kumppanit Oy's registered office is Lammi. It is a limited company. The company was established on 1985-09-12. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-03-31, revenue was €398,380 and operating profit was €77,813.
Business ID 0595266-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0595266-8
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Lammi
- Company form
- Limited company
- Registration date
- 1985-09-12
- Business ID registration date
- 1985-06-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lamminraitti 18 A 12, 16900, Lammi
About Tili- ja Yrityspalvelu Timo Virtanen & Kumppanit Oy
Financial position and key figures for the company.
Tili- ja Yrityspalvelu Timo Virtanen & Kumppanit Oy's location municipality is Lammi. It is a limited company. The company was established on 1985-09-12. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-03-31, revenue was €398,380 and operating profit was €77,813. The latest retained financial statement for 2026-03-31 shows revenue of €398,380 and profit for the financial year of €39,889. Based on the latest retained statement, revenue growth was +0.6%, operating margin was +19.5%, and equity ratio was +55.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-03-31
3
2
PRH/XBRL financial statement
Derived indicators
Revenue growth0.6%
Operating margin19.5%
Equity ratio55.3%
Balance-sheet contextLatest financial period
Cash and bank€45,083Previous: €39,634
Retained earnings€30,132Previous: €23,793
Equity€78,430Previous: €88,542
Liabilities€63,480Previous: €62,428
Current assets€129,132Previous: €115,427
Current liabilities€63,480Previous: €62,428
Revenue trend2 periods
€395,942
2025-03-31
€398,380
2026-03-31
Operating profit (loss) trend2 periods
€70,635
2025-03-31
€77,813
2026-03-31
Profit (loss) for the financial year trend2 periods
€56,339
2025-03-31
€39,889
2026-03-31
Assets trend2 periods
€150,970
2025-03-31
€141,910
2026-03-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
69/100 · Declining
Current ratioPassable
24/100 · Improving
Operating profit marginGood
99/100 · Improving
Ratio history
| Ratio | 2025-03-31 | 2026-03-31 |
|---|---|---|
| Equity ratio | 58.6 % | 55.3 % |
| Current ratio | 0.63x | 0.71x |
| Operating profit margin | 17.8 % | 19.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0595266-8
VAT IDFI05952668
EU IDFIFPRO.0595266-8
MunicipalityLammi
Current registered entries
1985-06-01Registered in Tax Administration (Employer Register)
1985-06-18Registered in Tax Administration (Tax Administration)
1985-09-12Registered in Patent and Registration Office (Trade Register)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTili- ja Yrityspalvelu Timo Virtanen & Kumppanit Oy
Grade unchangedA2 · new analysis 2026-10-17
84/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
44 peersSolvency45%
Below 55% of peers
Profitability64%
Better than 64% of peers
Liquidity66%
Better than 66% of peers
Revenue growth43%
Below 57% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings85 days after period end
114 days after period end
3 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1784/100 · v0.15
A2 → A2A2
2026-09-19 00:5184/100 · v0.14
A3 → A2 · +8 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-03-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1476/100 · v0.14
A3 → A3A3
2026-09-1476/100 · v0.13
Oldest retained automatic assessment in this comparisonA2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 41 years of registry continuity.
Registry and status signalsVakaa
83/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
19 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-06-24
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2026-03-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.
This company profile has not been claimed yet
Tili- ja Yrityspalvelu Timo Virtanen & Kumppanit Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.