Business profile

Tilintarkastus Karhala Oy

Tilintarkastus Karhala Oy's registered office is Jyväskylä. It is a limited company. The company was established on 2020-10-01. It operates in the industry of auditing activities. In its latest retained statement for 2025-12-31, revenue was €303,000 and operating profit was €86,000.

Claim profileContact details
Business ID 3159894-9ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3159894-9
Sector
Auditing activities
Municipality
Jyväskylä
Company form
Limited company
Registration date
2020-10-01
Business ID registration date
2020-09-23
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Piippukatu 7 A 1, 40100, Jyväskylä

Phone: +358405856536Source observation

Email: [email protected]Source observation

Website: https://www.karhala.fiSource observation

People and decision-makers

Karhala Päivi MarjutVarsinainen jäsen
Karhala Hanna-Kaisa MarjutVarajäsen
Pylsy Joonas MikaelVarajäsen

About Tilintarkastus Karhala Oy

Financial position and key figures for the company.

Tilintarkastus Karhala Oy's location municipality is Jyväskylä. It is a limited company. The company was established on 2020-10-01. It operates in the industry of auditing activities. In its latest retained statement for 2025-12-31, revenue was €303,000 and operating profit was €86,000. The latest retained financial statement for 2025-12-31 shows revenue of €303,000 and profit for the financial year of €72,000. Based on the latest retained statement, revenue growth was +2.0%, operating margin was +28.4%, and equity ratio was +57.3%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth2.0%
Operating margin28.4%
Equity ratio57.3%
Revenue€303,000+€6,000 (+2.0%) vs previous periodPrevious: €297,000
Operating profit (loss)€86,000+€51,000 (+145.7%) vs previous periodPrevious: €35,000
Profit (loss) for the financial year€72,000+€42,000 (+140.0%) vs previous periodPrevious: €30,000
Assets€82,000+€5,000 (+6.5%) vs previous periodPrevious: €77,000
Balance-sheet contextLatest financial period
Employees2Previous: No comparison value
Revenue trend5 periods
€274,000
2021-12-31
€248,000
2022-12-31
€264,000
2023-12-31
€297,000
2024-12-31
€303,000
2025-12-31
Operating profit (loss) trend5 periods
€62,000
2021-12-31
€44,000
2022-12-31
€27,000
2023-12-31
€35,000
2024-12-31
€86,000
2025-12-31
Profit (loss) for the financial year trend5 periods
€50,000
2021-12-31
€33,000
2022-12-31
€20,000
2023-12-31
€30,000
2024-12-31
€72,000
2025-12-31
Assets trend5 periods
€64,000
2021-12-31
€95,000
2022-12-31
€86,000
2023-12-31
€77,000
2024-12-31
€82,000
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
72/100 · Declining
57.3 %2024-12-31: 65.4 %
Current ratioGood
78/100 · Declining
2.34x2024-12-31: 2.85x
Operating profit marginGood
100/100 · Improving
28.4 %2024-12-31: 11.8 %
Ratio history
Ratio2021-12-312022-12-312023-12-312024-12-312025-12-31
Equity ratio76.9 %58.5 %64.0 %65.4 %57.3 %
Current ratio4.27x2.44x2.77x2.85x2.34x
Operating profit margin22.6 %17.7 %10.2 %11.8 %28.4 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3159894-9
VAT IDFI31598949
EU IDFIFPRO.3159894-9
MunicipalityJyväskylä
Current registered entries
2020-10-01VAT-liable for business activity in Tax Administration (VAT Register)
2020-10-01Registered in Tax Administration (Prepayment Register)
2020-10-01Registered in Tax Administration (Tax Administration)
2020-10-01Registered in Patent and Registration Office (Trade Register)

Responsible people

Public role relationships materialized from source observations.

Karhala Päivi MarjutVarsinainen jäsenSources: 2 · Confidence: 78%
Karhala Hanna-Kaisa MarjutVarajäsenSources: 1 · Confidence: 78%
Pylsy Joonas MikaelVarajäsenSources: 1 · Confidence: 78%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodTilintarkastus Karhala Oy
Grade unchangedA2 · new analysis 2026-10-18
Model score84/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueImproving
ProfitabilityImproving
SolvencyDeteriorating
LiquidityDeteriorating
Peer comparisonSame industryDescriptive comparison – does not change the model score.
71 peers
Solvency54%
Close to the peer-group midpoint
Profitability82%
Better than 82% of peers
Liquidity89%
Better than 89% of peers
Revenue growth70%
Better than 70% of peers
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Healthy short-term liquidity
Risk factors to note
  • Coordinated deterioration across 2 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessments
A2
2026-10-1884/100 · v0.15
A2 → A2
A2
2026-10-1784/100 · v0.15
B1 → A2 · +20 points
  • Revenue: Not enough history → Improving
  • Profitability: Not enough history → Improving
  • Solvency: Not enough history → Deteriorating
B1
2026-09-2164/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
85/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsRajallinen
51/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

7 register eventsLatest event: 2025-09-01

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Tilintarkastus Karhala Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.