Risk grade updatedRisk gradeEvidence verified
4 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B2.Business profile
Tilipalvelu Able Oy
Tilipalvelu Able Oy's registered office is Kajaani. It is a limited company. The company was established on 2018-07-10. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €310,933 and operating profit was -€8,663.
Business ID 2925755-5ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2925755-5
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Kajaani
- Company form
- Limited company
- Registration date
- 2018-07-10
- Business ID registration date
- 2018-07-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Taitokatu 2, 87400, Kajaani
Website: https://www.tilipalvelukajaani.fiSource observation
About Tilipalvelu Able Oy
Financial position and key figures for the company.
Tilipalvelu Able Oy's location municipality is Kajaani. It is a limited company. The company was established on 2018-07-10. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €310,933 and operating profit was -€8,663. The latest retained financial statement for 2025-12-31 shows revenue of €310,933 and profit for the financial year of -€8,634. Based on the latest retained statement, revenue growth was +12.0%, operating margin was -2.8%, and equity ratio was +24.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
1
PRH/XBRL financial statement
Derived indicators
Revenue growth12.0%
Operating margin-2.8%
Equity ratio24.4%
Balance-sheet contextLatest financial period
Cash and bank€4,319Previous: €1,127
Retained earnings€10,368Previous: €9,734
Equity€4,284Previous: €13,968
Liabilities€13,281Previous: €8,740
Current assets€16,497Previous: €11,640
Current liabilities€13,281Previous: €8,740
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
30/100 · Declining
Current ratioWeak
11/100 · Improving
Operating profit marginWeak
43/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2925755-5
VAT IDFI29257555
EU IDFIFPRO.2925755-5
MunicipalityKajaani
Current registered entries
2018-07-08Registered in Tax Administration (Employer Register)
2018-07-08VAT-liable for business activity in Tax Administration (VAT Register)
2018-07-08Registered in Tax Administration (Prepayment Register)
2018-07-10Registered in Tax Administration (Tax Administration)
2018-07-10Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B2
SatisfactoryTilipalvelu Able Oy
Grade unchangedB2 · new analysis 2026-10-17
55/100
Medium
Usable financial evidenceFinancial data included
Same industryDescriptive comparison – does not change the model score.
81 peersSolvency26%
Below 74% of peers
Profitability15%
Below 85% of peers
Liquidity46%
Close to the peer-group midpoint
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings29 days after period end
62 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB2
2026-10-1755/100 · v0.15
B2 → B2B2
2026-10-04 15:1955/100 · v0.14
B1 → B2 · -13 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1568/100 · v0.14
B1 → B1 · +6 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1462/100 · v0.12
Oldest retained automatic assessment in this comparisonB2
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 8 years of registry continuity.
Registry and status signalsSeurattava
67/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-01-29
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tilipalvelu Able Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.