Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.Business profile
Tilipalvelu SER Oy
Tilipalvelu SER Oy's registered office is Kuopio. It is a limited company. The company was established on 2003-07-07. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €1,228,325 and operating profit was €232,292.
Business ID 1834156-7ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1834156-7
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Kuopio
- Company form
- Limited company
- Registration date
- 2003-07-07
- Business ID registration date
- 2003-06-02
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Maaherrankatu 9, 70100, Kuopio
Website: https://tilipalveluser.comSource observation
About Tilipalvelu SER Oy
Financial position and key figures for the company.
Tilipalvelu SER Oy's location municipality is Kuopio. It is a limited company. The company was established on 2003-07-07. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €1,228,325 and operating profit was €232,292. The latest retained financial statement for 2025-12-31 shows revenue of €1,228,325 and profit for the financial year of €184,859. Based on the latest retained statement, revenue growth was +13.9%, operating margin was +18.9%, and equity ratio was +79.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
6
3
PRH/XBRL financial statement
Derived indicators
Revenue growth13.9%
Operating margin18.9%
Equity ratio79.7%
Balance-sheet contextLatest financial period
Other operating income€1,595Previous: €15,420
Cash and bank€202,523Previous: €130,808
Retained earnings€588,773Previous: €461,774
Equity€776,631Previous: €657,773
Liabilities€197,456Previous: €173,157
Current assets€375,566Previous: €288,432
Current liabilities€196,412Previous: €172,287
Revenue trend3 periods
€921,093
2023-12-31
€1,078,677
2024-12-31
€1,228,325
2025-12-31
Operating profit (loss) trend3 periods
€198,819
2023-12-31
€241,801
2024-12-31
€232,292
2025-12-31
Profit (loss) for the financial year trend3 periods
€158,670
2023-12-31
€192,999
2024-12-31
€184,859
2025-12-31
Assets trend3 periods
€720,759
2023-12-31
€830,930
2024-12-31
€974,087
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioSatisfactory
34/100 · Improving
Operating profit marginGood
97/100 · Declining
Ratio history
| Ratio | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Equity ratio | 71.7 % | 79.2 % | 79.7 % |
| Current ratio | 0.88x | 0.76x | 1.03x |
| Operating profit margin | 21.6 % | 22.1 % | 18.9 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1834156-7
VAT IDFI18341567
EU IDFIFPRO.1834156-7
MunicipalityKuopio
Current registered entries
2003-06-02VAT-liable for business activity in Tax Administration (VAT Register)
2003-06-02Registered in Tax Administration (Prepayment Register)
2003-06-06Registered in Tax Administration (Tax Administration)
2003-07-07Registered in Patent and Registration Office (Trade Register)
2007-05-02Registered in Tax Administration (Employer Register)
2020-10-01VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A2
Very goodTilipalvelu SER Oy
Grade unchangedA2 · new analysis 2026-10-18
89/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving · 2 consecutive periods
SolvencyImproving
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
216 peersSolvency88%
Better than 88% of peers
Profitability90%
Better than 90% of peers
Liquidity76%
Better than 76% of peers
Revenue growth70%
Better than 70% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings91 days after period end
63 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Strong operating profitability
- Active registered status
Risk factors to note
No material separate warning signals.
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA2
2026-10-1889/100 · v0.15
A2 → A2A2
2026-09-23 18:1689/100 · v0.14
A3 → A2 · +15 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1574/100 · v0.14
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1365/100 · v0.12
Oldest retained automatic assessment in this comparisonA2
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 23 years of registry continuity.
Registry and status signalsVakaa
80/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
23 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → A2.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-04-01
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tilipalvelu SER Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.