Risk grade updatedRisk gradeEvidence verified
16 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
TiliSaana Oy
TiliSaana Oy's registered office is Paltamo. It is a limited company. The company was established on 2014-10-02. It operates in the industry of accounting and bookkeeping activities; tax consultancy.
Business ID 2641512-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2641512-4
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Paltamo
- Company form
- Limited company
- Registration date
- 2014-10-02
- Business ID registration date
- 2014-09-15
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lepikontie 19, 88300, Paltamo
Phone: +358449890051Source observation
Email: [email protected]Source observation
Website: https://www.tilisaana.fiSource observation
People and decision-makers
Voitto Kalervo KukkamaaHallituksen varajäsen (5/2026)
Kukkamaa Voitto KalervoProkuristi
About TiliSaana Oy
Financial position and key figures for the company.
TiliSaana Oy's location municipality is Paltamo. It is a limited company. The company was established on 2014-10-02. It operates in the industry of accounting and bookkeeping activities; tax consultancy. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +25.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2023-01-31
0
0
Enriched source observation
Derived indicators
Equity ratio25.9%
Operating profit (loss)€302-€748 (-71.2%) vs previous periodPrevious: €1,050
Profit (loss) for the financial year€323-€338 (-51.1%) vs previous periodPrevious: €661
Assets€11,107-€168 (-1.5%) vs previous periodPrevious: €11,275
Balance-sheet contextLatest financial period
Profit before taxes€259Previous: €866
Employees1Previous: 1
Revenue trend2 periods
€40,185
2019-01-31
€44,639
2020-01-31
Operating profit (loss) trend5 periods
-€865
2019-01-31
€5,043
2020-01-31
€4,732
2021-01-31
€1,050
2022-01-31
€302
2023-01-31
Profit (loss) for the financial year trend5 periods
-€1,422
2019-01-31
€5,033
2020-01-31
€4,422
2021-01-31
€661
2022-01-31
€323
2023-01-31
Assets trend5 periods
€9,737
2019-01-31
€14,372
2020-01-31
€15,178
2021-01-31
€11,275
2022-01-31
€11,107
2023-01-31
Financial ratios
Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.
Equity ratioPassable
32/100 · Improving
Current ratioNot assessable
0/100 · Trend unavailable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2019-01-31 | 2020-01-31 | 2021-01-31 | 2022-01-31 | 2023-01-31 |
|---|---|---|---|---|---|
| Equity ratio | 1.8 % | 36.3 % | 12.5 % | 22.7 % | 25.9 % |
| Current ratio | - | - | - | - | - |
| Operating profit margin | -2.1 % | 11.3 % | - | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2641512-4
VAT IDFI26415124
EU IDFIFPRO.2641512-4
MunicipalityPaltamo
Current registered entries
2014-09-03VAT-liable for business activity in Tax Administration (VAT Register)
2014-09-15Registered in Tax Administration (Prepayment Register)
2014-10-02Registered in Patent and Registration Office (Trade Register)
2014-10-03Registered in Tax Administration (Tax Administration)
Responsible people
Public role relationships materialized from source observations.
Voitto Kalervo KukkamaaHallituksen varajäsen (5/2026)Sources: 2 · Confidence: 76%
Kukkamaa Voitto KalervoProkuristiSources: 1 · Confidence: 78%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTiliSaana Oy
Grade unchangedA3 · new analysis 2026-10-17
72/100
Medium
Limited financial evidenceRegistry and statistics based
Financial development is mostly stable or mixed.
4 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyImproving
LiquidityNot enough history
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Long registry continuity
Risk factors to note
- Sufficient structured financial metrics are not available
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessmentsA3
2026-10-1772/100 · v0.15
A3 → A3A3
2026-10-1672/100 · v0.14
Oldest retained automatic assessment in this comparisonA3
2026-10-17
open-risk-grade-v0.15
The grade uses registry, industry, and regional signals because sufficient source-backed financial metrics are not available for a Tier 1 assessment.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsSeurattava
62/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2023-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TiliSaana Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.