Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Tilisaarni Oy
Tilisaarni Oy's registered office is Varkaus. It is a limited company. The company was established on 2020-01-14. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-06-30, revenue was €562,861 and operating profit was €7,677.
Business ID 3109857-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3109857-3
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Varkaus
- Company form
- Limited company
- Registration date
- 2020-01-14
- Business ID registration date
- 2020-01-08
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Relanderinkatu 95, 78210, Varkaus
Website: https://www.tilisaarni.fiSource observation
About Tilisaarni Oy
Financial position and key figures for the company.
Tilisaarni Oy's location municipality is Varkaus. It is a limited company. The company was established on 2020-01-14. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-06-30, revenue was €562,861 and operating profit was €7,677. The latest retained financial statement for 2026-06-30 shows revenue of €562,861 and profit for the financial year of €4,631. Based on the latest retained statement, revenue growth was +7.8%, operating margin was +1.4%, and equity ratio was +22.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth7.8%
Operating margin1.4%
Equity ratio22.7%
Balance-sheet contextLatest financial period
Other operating income€9,096Previous: €450
Cash and bank€19,560Previous: €26,951
Retained earnings€23,216Previous: €35,746
Equity€27,847Previous: €25,234
Liabilities€94,740Previous: €153,512
Current assets€68,498Previous: €92,871
Current liabilities€68,040Previous: €84,402
Revenue trend2 periods
€522,271
2025-06-30
€562,861
2026-06-30
Operating profit (loss) trend2 periods
-€133
2025-06-30
€7,677
2026-06-30
Profit (loss) for the financial year trend2 periods
-€10,512
2025-06-30
€4,631
2026-06-30
Assets trend2 periods
€178,747
2025-06-30
€122,588
2026-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
28/100 · Improving
Current ratioWeak
10/100 · Declining
Operating profit marginPassable
53/100 · Improving
Ratio history
| Ratio | 2025-06-30 | 2026-06-30 |
|---|---|---|
| Equity ratio | 14.1 % | 22.7 % |
| Current ratio | 0.32x | 0.29x |
| Operating profit margin | -0.0 % | 1.3 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3109857-3
VAT IDFI31098573
EU IDFIFPRO.3109857-3
MunicipalityVarkaus
Current registered entries
2020-01-08Registered in Tax Administration (Employer Register)
2020-01-08VAT-liable for business activity in Tax Administration (VAT Register)
2020-01-14Registered in Tax Administration (Tax Administration)
2020-01-14Registered in Patent and Registration Office (Trade Register)
2020-05-01Registered in Tax Administration (Prepayment Register)
2022-09-09VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTilisaarni Oy
Grade unchangedB1 · new analysis 2026-10-03
60/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueStable
ProfitabilityStable
SolvencyImproving
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
426 peersSolvency31%
Below 69% of peers
Profitability32%
Below 68% of peers
Liquidity42%
Below 58% of peers
Revenue growth64%
Better than 64% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings56 days after period end
72 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Weak current ratio
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-10-03 23:2560/100 · v0.14
B1 → B1 · -6 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1566/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-03
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 6 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
13 register eventsLatest event: 2025-09-25
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tilisaarni Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.