Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
Tilitoimisto Karolin Oy
Tilitoimisto Karolin Oy's registered office is Tampere. It is a limited company. The company was established on 2024-04-15. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €100,575 and operating profit was -€4,514.
Business ID 3437079-8ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3437079-8
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Tampere
- Company form
- Limited company
- Registration date
- 2024-04-15
- Business ID registration date
- 2024-03-24
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Riihinikkilänkatu 5 B 6, 33580, Tampere
Phone: +358404807097Source observation
Email: [email protected]Source observation
Website: https://www.karolinoy.fiSource observation
People and decision-makers
Koskelo Karoliina ElisabetToimitusjohtaja
Email: Email available for logged-in usersSource: company website
Phone: Phone available for logged-in usersSource: company website
Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details
About Tilitoimisto Karolin Oy
Financial position and key figures for the company.
Tilitoimisto Karolin Oy's location municipality is Tampere. It is a limited company. The company was established on 2024-04-15. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2025-12-31, revenue was €100,575 and operating profit was -€4,514. The latest retained financial statement for 2025-12-31 shows revenue of €100,575 and profit for the financial year of -€4,897. Based on the latest retained statement, revenue growth was +239.1%, operating margin was -4.5%, and equity ratio was -9.1%.
Extended business activity
A longer directory- or registry-backed activity description that complements the short registry industry label.
Yhtiön toimiala on kirjanpito- ja tilinpäätöspalvelut.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
Combined source
Derived indicators
Revenue growth239.1%
Operating margin-4.5%
Equity ratio-9.1%
Balance-sheet contextLatest financial period
Cash and bank€0Previous: €142
Advances received€8,080Previous: €0
Retained earnings€422Previous: €0
Profit before taxes-€4,896Previous: €597
Equity-€1,974Previous: €2,922
Liabilities€23,769Previous: €5,800
Current assets€19,659Previous: €7,390
Current liabilities€23,769Previous: €5,800
Employees1Previous: 1
Revenue trend2 periods
€29,662
2024-12-31
€100,575
2025-12-31
Operating profit (loss) trend2 periods
€809
2024-12-31
-€4,514
2025-12-31
Profit (loss) for the financial year trend2 periods
€422
2024-12-31
-€4,897
2025-12-31
Assets trend2 periods
€8,722
2024-12-31
€21,795
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: Yhdistetty lähde.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
0/100 · Declining
Operating profit marginWeak
39/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 33.5 % | -9.1 % |
| Current ratio | 0.02x | 0.00x |
| Operating profit margin | 2.7 % | -4.5 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3437079-8
VAT IDFI34370798
EU IDFIFPRO.3437079-8
MunicipalityTampere
Current registered entries
2024-04-15Registered in Tax Administration (Tax Administration)
2024-04-15Registered in Patent and Registration Office (Trade Register)
2024-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-05-01Registered in Tax Administration (Prepayment Register)
Responsible people
Public role relationships materialized from source observations.
Direct contact details available for logged-in users.
Koskelo Karoliina ElisabetToimitusjohtajaSources: 5 · Confidence: 78%
Koskelo Karoliina ElisabetPuheenjohtajaSources: 3 · Confidence: 78%
Ketola Sari KristinaVarsinainen jäsenSources: 3 · Confidence: 78%
Henna PatronenHallitus: varajäsenSources: 1 · Confidence: 76%
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskTilitoimisto Karolin Oy
Grade unchangedD · new analysis 2026-10-17
26/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsRevenueImproving
LiquidityStable
Same industry and sizeDescriptive comparison – does not change the model score.
108 peersSolvency4%
Below 96% of peers
Profitability5%
Below 95% of peers
Liquidity10%
Below 90% of peers
Revenue growth95%
Better than 95% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings17 days after period end
18 days after period end
2 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1726/100 · v0.15
D → DD
2026-09-21 11:5626/100 · v0.14
B2 → D · -29 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1455/100 · v0.14
B2 → B2B2
2026-09-1455/100 · v0.13
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
41/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
21 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
5 register eventsLatest event: 2026-01-17
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tilitoimisto Karolin Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.