Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
Tilitoimisto Raetsaari Oy
Tilitoimisto Raetsaari Oy's registered office is Oulainen. It is a limited partnership. The company was established on 1986-01-16. It operates in the industry of accounting and bookkeeping activities; tax consultancy.
Business ID 0609881-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 0609881-1
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Oulainen
- Company form
- Limited partnership
- Registration date
- 1986-01-16
- Business ID registration date
- 1986-01-20
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Oulaistenkatu 36, 86300, Oulainen
About Tilitoimisto Raetsaari Oy
Financial position and key figures for the company.
Tilitoimisto Raetsaari Oy's location municipality is Oulainen. It is a limited partnership. The company was established on 1986-01-16. It operates in the industry of accounting and bookkeeping activities; tax consultancy. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +67.7%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-09-30
4
2
PRH/XBRL financial statement
Derived indicators
Equity ratio67.7%
Balance-sheet contextLatest financial period
Inventory€1,014Previous: €412
Cash and bank€366,926Previous: €418,994
Retained earnings€414,078Previous: €511,851
Equity€544,771Previous: €702,143
Liabilities€259,802Previous: €62,125
Current assets€510,728Previous: €516,069
Current liabilities€259,802Previous: €62,125
Operating profit (loss) trend2 periods
€228,198
2024-09-30
€215,946
2025-09-30
Profit (loss) for the financial year trend2 periods
€185,276
2024-09-30
€182,292
2025-09-30
Assets trend2 periods
€764,268
2024-09-30
€804,573
2025-09-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
85/100 · Declining
Current ratioSatisfactory
47/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-09-30 | 2025-09-30 |
|---|---|---|
| Equity ratio | 91.9 % | 67.7 % |
| Current ratio | 6.75x | 1.42x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID0609881-1
VAT IDFI06098811
EU IDFIFPRO.0609881-1
MunicipalityOulainen
Current registered entries
1986-01-01Registered in Tax Administration (Employer Register)
1986-01-16Registered in Patent and Registration Office (Trade Register)
1986-01-20Registered in Tax Administration (Tax Administration)
1994-06-01VAT-liable for business activity in Tax Administration (VAT Register)
1995-03-01Registered in Tax Administration (Prepayment Register)
2021-03-04VAT-liable for agriculture and forestry in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTilitoimisto Raetsaari Oy
Grade unchangedA3 · new analysis 2026-10-18
79/100
Medium
Usable financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
Same industryDescriptive comparison – does not change the model score.
163 peersSolvency61%
Better than 61% of peers
Liquidity69%
Better than 69% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings184 days after period end
246 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1879/100 · v0.15
A3 → A3A3
2026-09-27 08:2579/100 · v0.14
A3 → A3 · +3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-09-30).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1576/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1466/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 40 years of registry continuity.
Registry and status signalsVakaa
85/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Board registry eventRegistryEvidence verified
30 Sept 2026 · PRH / KREKMANAGING DIRECTORS · BOARD OF DIRECTORSRisk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
23 register eventsLatest event: 2026-09-30
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-09-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tilitoimisto Raetsaari Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.