Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Business profile
Timo Peltola Consulting Oy
Timo Peltola Consulting Oy's registered office is Karleby. It is a limited company. The company was established on 1996-10-16. It operates in the industry of freight transport by road. In its latest retained statement for 2025-08-31, revenue was €7,580 and operating profit was -€13,221.
Business ID 1069921-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 1069921-4
- Sector
- Freight transport by road
- Municipality
- Karleby
- Company form
- Limited company
- Registration date
- 1996-10-16
- Business ID registration date
- 1996-12-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: JYVÄSKYLÄNTIE 34, 67600, Karleby
About Timo Peltola Consulting Oy
Financial position and key figures for the company.
Timo Peltola Consulting Oy's location municipality is Karleby. It is a limited company. The company was established on 1996-10-16. It operates in the industry of freight transport by road. In its latest retained statement for 2025-08-31, revenue was €7,580 and operating profit was -€13,221. The latest retained financial statement for 2025-08-31 shows revenue of €7,580 and profit for the financial year of -€13,806. Based on the latest retained statement, revenue growth was -90.2%, operating margin was -174.4%, and equity ratio was -127.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-08-31
4
1
PRH/XBRL financial statement
Derived indicators
Revenue growth-90.2%
Operating margin-174.4%
Equity ratio-127.9%
Balance-sheet contextLatest financial period
Other operating income€2,183Previous: €0
Cash and bank€591Previous: €22,587
Retained earnings€1,818Previous: €8,755
Equity-€3,580Previous: €10,227
Liabilities€6,378Previous: €34,535
Current assets€2,798Previous: €42,703
Current liabilities€6,378Previous: €34,535
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioWeak
3/100 · Declining
Operating profit marginWeak
0/100 · Declining
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID1069921-4
VAT IDFI10699214
EU IDFIFPRO.1069921-4
MunicipalityKarleby
Current registered entries
1996-10-01VAT-liable for business activity in Tax Administration (VAT Register)
1996-10-16Registered in Patent and Registration Office (Trade Register)
1996-12-04Registered in Tax Administration (Prepayment Register)
1996-12-10Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
C
Elevated riskTimo Peltola Consulting Oy
Grade unchangedC · new analysis 2026-10-18
32/100
Medium
Usable financial evidenceFinancial data included
Same industry, size and age groupDescriptive comparison – does not change the model score.
109 peersSolvency6%
Below 94% of peers
Profitability6%
Below 94% of peers
Liquidity41%
Below 59% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings100 days after period end
97 days after period end
4 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsC
2026-10-1832/100 · v0.15
C → CC
2026-09-29 09:5432/100 · v0.14
B1 → C · -30 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-08-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1457/100 · v0.12
Oldest retained automatic assessment in this comparisonC
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
32/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityVakiintunut
90/100
The company has about 30 years of registry continuity.
Registry and status signalsVakaa
81/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
29 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → C.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
20 register eventsLatest event: 2025-12-09
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-08-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Timo Peltola Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.