Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Business profile
Timpurityö Tervala Oy
Timpurityö Tervala Oy's registered office is Sirkka. It is a limited company. The company was established on 2021-11-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €38,009 and operating profit was €1,040.
Business ID 3248894-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3248894-4
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Sirkka
- Company form
- Limited company
- Registration date
- 2021-11-25
- Business ID registration date
- 2021-11-17
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lakkakuja 1 B 14, 99130, Sirkka
About Timpurityö Tervala Oy
Financial position and key figures for the company.
Timpurityö Tervala Oy's location municipality is Sirkka. It is a limited company. The company was established on 2021-11-25. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €38,009 and operating profit was €1,040. The latest retained financial statement for 2025-12-31 shows revenue of €38,009 and profit for the financial year of €434. Based on the latest retained statement, revenue growth was not currently available, operating margin was +2.7%, and equity ratio was +7.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
3
2
PRH/XBRL financial statement
Derived indicators
Operating margin2.7%
Equity ratio7.3%
Balance-sheet contextLatest financial period
Cash and bank€11,944Previous: €1,317
Retained earnings€1,317Previous: €1,317
Equity€1,751Previous: €1,317
Liabilities€22,399Previous: €0
Current assets€12,113Previous: €1,317
Current liabilities€10,169Previous: €0
Assets trend2 periods
€1,317
2024-12-31
€24,150
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
9/100 · Declining
Current ratioSatisfactory
39/100 · Trend unavailable
Operating profit marginPassable
57/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 100.0 % | 7.3 % |
| Current ratio | - | 1.17x |
| Operating profit margin | - | 2.7 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3248894-4
VAT IDFI32488944
EU IDFIFPRO.3248894-4
MunicipalitySirkka
Current registered entries
2021-11-25Registered in Tax Administration (Tax Administration)
2021-11-25Registered in Patent and Registration Office (Trade Register)
2025-09-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-09-01Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorTimpurityö Tervala Oy
Grade unchangedB3 · new analysis 2026-10-18
44/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityNot enough history
Same industry, size and age groupDescriptive comparison – does not change the model score.
36 peersSolvency39%
Below 61% of peers
Profitability56%
Better than 56% of peers
Liquidity78%
Better than 78% of peers
MixedBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings77 days after period end
247 days after period end
3 consecutive periods
Supporting factors
- Company context reduces the weight of an isolated financial signal
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- High balance-sheet leverage
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-10-1844/100 · v0.15
B3 → B3B3
2026-09-26 04:0944/100 · v0.14
B3 → B3 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B3
2026-09-1543/100 · v0.14
B2 → B3 · -7 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1450/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
35/100
The company has about 4 years of registry continuity.
Registry and status signalsSeurattava
56/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2026-04-10
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-10.
This company profile has not been claimed yet
Timpurityö Tervala Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.