Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
Tiroca Oy
Tiroca Oy's registered office is Grankulla. It is a limited company. The company was established on 2021-02-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €222,727 and operating profit was €65,571.
Business ID 3191889-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3191889-3
- Sector
- Other financial service activities, except insurance and pension funding n.e.c.
- Municipality
- Grankulla
- Company form
- Limited company
- Registration date
- 2021-02-22
- Business ID registration date
- 2021-02-18
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Leantie 4 A, 02700, Grankulla
About Tiroca Oy
Financial position and key figures for the company.
Tiroca Oy's location municipality is Grankulla. It is a limited company. The company was established on 2021-02-22. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €222,727 and operating profit was €65,571. The latest retained financial statement for 2025-12-31 shows revenue of €222,727 and profit for the financial year of €54,167. Based on the latest retained statement, revenue growth was +52.4%, operating margin was +29.4%, and equity ratio was +4.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth52.4%
Operating margin29.4%
Equity ratio4.0%
Balance-sheet contextLatest financial period
Inventory€2,717,523Previous: €2,831,065
Cash and bank€14,822Previous: €12,339
Retained earnings€57,554Previous: €22,129
Equity€111,721Previous: €57,554
Liabilities€2,683,022Previous: €2,843,719
Current assets€2,793,331Previous: €2,899,391
Current liabilities€548,022Previous: €708,719
Revenue trend2 periods
€146,153
2024-12-31
€222,727
2025-12-31
Operating profit (loss) trend2 periods
€39,431
2024-12-31
€65,571
2025-12-31
Profit (loss) for the financial year trend2 periods
€35,425
2024-12-31
€54,167
2025-12-31
Assets trend2 periods
€2,901,273
2024-12-31
€2,794,743
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
5/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginGood
100/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 2.0 % | 4.0 % |
| Current ratio | 4.01x | 4.99x |
| Operating profit margin | 27.0 % | 29.4 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3191889-3
VAT IDFI31918893
EU IDFIFPRO.3191889-3
MunicipalityGrankulla
Current registered entries
2021-02-22Registered in Patent and Registration Office (Trade Register)
2021-02-24Registered in Tax Administration (Tax Administration)
2022-05-31VAT-liable for business activity in Tax Administration (VAT Register)
2022-05-31Registered in Tax Administration (Prepayment Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTiroca Oy
Grade unchangedB1 · new analysis 2026-10-02
66/100
High
Strong financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueImproving
ProfitabilityStable
SolvencyStable
LiquidityImproving
Same size nationallyDescriptive comparison – does not change the model score.
151 peersSolvency20%
Below 80% of peers
Profitability84%
Better than 84% of peers
Liquidity92%
Better than 92% of peers
Revenue growth88%
Better than 88% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings245 days after period end
138 days after period end
4 consecutive periods
Supporting factors
- Strong operating profitability
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- High balance-sheet leverage
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-10-02 09:3966/100 · v0.14
B1 → B1 · +1 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1565/100 · v0.14
B1 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1461/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-02
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
89/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
50/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
7 register eventsLatest event: 2025-05-13
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
Tiroca Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.