Business profile

Titanium Life Oy

Titanium Life Oy's registered office is Helsingfors. It is a limited company. The company was established on 1990-01-24. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €925,609 and operating profit was €75,822.

Claim profile Contact details

Business ID 0785117-4ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID: 0785117-4
Sector: Activities of insurance agents and brokers
Municipality: Helsingfors
Company form: Limited company
Registration date: 1990-01-24
Business ID registration date: 1990-02-23
Business status: Valid
Profile ownership: Unclaimed company profile

Contact and location summary

Visiting address: Aleksanterinkatu 48 B, 00100, Helsingfors

Phone: +358988664000Source observation

Email: [email protected]Source observation

Website: https://www.titanium.fiSource observation

Instagram profile: https://www.instagram.com/titanium.fiSource: company website

Facebook profile: https://www.facebook.com/titaniumoyjSource: company website

Linkedin profile: https://www.linkedin.com/company/titanium-oyjSource: company website

People and decision-makers

Jukkapekka LaurilaToimitusjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Kërtyta Kirsi ElenaToimitusjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Katarina Rosenströmvt. toimitusjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Samira ValtasalmiHR-päällikkö

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Sampo Savolainenjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Ida RantalaMarketing Manager

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Timo Raatikainenjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Jarno Nurminenjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Roosa MyllyveräjäViestintäpäällikkö

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Virpi LahnalampiMyyntiassistentti

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Robin CharpentierDecision-maker

Email: Email available for logged-in usersSource: company website

Back OfficeDecision-maker

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Joni Niiranenjohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Mikko Ervastijohtaja

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Lojander Tom ErikProkuristi

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Julia DannbergHead of Business Development

Email: Email available for logged-in usersSource: company website

Phone: Phone available for logged-in usersSource: company website

Direct contact details available for logged-in usersSome person-level contact details are shown only to registered users. The data is based on public sources, such as the company's own website.Log in to view decision-maker contact details

About Titanium Life Oy

Financial position and key figures for the company.

Titanium Life Oy's location municipality is Helsingfors. It is a limited company. The company was established on 1990-01-24. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2025-12-31, revenue was €925,609 and operating profit was €75,822. The latest retained financial statement for 2025-12-31 shows revenue of €925,609 and profit for the financial year of €66,471. Based on the latest retained statement, revenue growth was -9.3%, operating margin was +8.2%, and equity ratio was +73.9%.

Auxiliary business names

Public alternate names materialized from source observations.

Woitto Ryhmä

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0

PRH parsed0

Profile sourceEnriched source observation

Derived indicators

Revenue growth-9.3%

Operating margin8.2%

Equity ratio73.9%

Revenue€925,609-€95,523 (-9.4%) vs previous periodPrevious: €1,021,132

Operating profit (loss)€75,822+€3,735 (+5.2%) vs previous periodPrevious: €72,087

Profit (loss) for the financial year€66,471+€8,314 (+14.3%) vs previous periodPrevious: €58,157

Assets€722,919-€163,915 (-18.5%) vs previous periodPrevious: €886,834

Balance-sheet contextLatest financial period

Profit before taxes€83,464Previous: €72,062

Employees5Previous: 5

Revenue trend4 periods

€1,119,418

2022-12-31

€1,335,550

2023-12-31

€1,021,132

2024-12-31

€925,609

2025-12-31

Operating profit (loss) trend4 periods

€171,805

2022-12-31

€291,308

2023-12-31

€72,087

2024-12-31

€75,822

2025-12-31

Profit (loss) for the financial year trend4 periods

€137,656

2022-12-31

€233,253

2023-12-31

€58,157

2024-12-31

€66,471

2025-12-31

Assets trend4 periods

€824,461

2022-12-31

€1,090,009

2023-12-31

€886,834

2024-12-31

€722,919

2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood

92/100 · Improving

73.9 %2024-12-31: 52.7 %

Current ratioNot assessable

0/100 · Trend unavailable

Not available2024-12-31: Ei saatavilla

Operating profit marginSatisfactory

70/100 · Improving

8.2 %2024-12-31: 7.0 %

Ratio history

Ratio	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Equity ratio	69.9 %	55.9 %	52.7 %	73.9 %
Current ratio	-	-	-	-
Operating profit margin	15.3 %	21.8 %	7.0 %	8.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid

Trade RegisterRegistered

Business ID0785117-4

VAT IDFI07851174

EU IDFIFPRO.0785117-4

MunicipalityHelsingfors

Current registered entries

1990-01-24Registered in Patent and Registration Office (Trade Register)

1990-02-23Registered in Tax Administration (Tax Administration)

2008-02-14Registered in Tax Administration (Prepayment Register)

2008-11-01Registered in Tax Administration (Employer Register)

2023-01-01Member of liability group in Tax Administration (VAT Register)

Responsible people

Public role relationships materialized from source observations.

Direct contact details available for logged-in users.

Kërtyta Kirsi ElenaToimitusjohtajaSources: 1 · Confidence: 78%

Katarina Rosenströmvt. toimitusjohtajaSources: 1 · Confidence: 76%

Rosenström Katarina HelenaPuheenjohtajaSources: 2 · Confidence: 78%

Laitinen Tarkko Miika OskarVarsinainen jäsenSources: 2 · Confidence: 78%

Dannberg Julia AlexandraVarajäsenSources: 1 · Confidence: 78%

Lojander Tom ErikProkuristiSources: 1 · Confidence: 78%

Mikko KylliäinenPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Julia DannbergHead of Business DevelopmentSources: 1 · Confidence: 76%

Tarkko LaitinenSijoitusjohtajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision

C

Elevated riskTitanium Life Oy

Model score39/100

Assessment confidenceMedium

Evidence qualityStrong financial evidenceFinancial data included

Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.

4 comparable periods

RevenueDeteriorating

ProfitabilityDeteriorating

SolvencyImproving

LiquidityNot enough history

Peer comparisonNational Tier 1 comparisonDescriptive comparison – does not change the model score.

219 peers

Solvency65%

Better than 65% of peers

Profitability66%

Better than 66% of peers

Revenue growth21%

Below 79% of peers

Supporting factors

Strong equity ratio
Strong operating profitability
Active registered status

Risk factors to note

Coordinated deterioration across 2 financial domains
Severe registry event in the last 6 months

Automatic model gradeC

Automatic model snapshot2026-10-05

Automatic model versionopen-risk-grade-v0.14

Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious registry signal affects this grade. Review the profile registry and notification details as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow

77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityVakiintunut

90/100

The company has about 36 years of registry continuity.

Registry and status signalsKoholla

20/100

A severity-mapped registry signal in the last 6 months requires attention.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified

5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.

Financial statements registeredFinancialEvidence verified

1 Oct 2026 · PRH / KREKFINANCIAL STATEMENTS

Registry timeline

Trade register notifications shown on a timeline.

31 register eventsLatest event: 2026-10-01

Profile source and ownership

Profile based on public registry data

BUSINESS.fi has created this profile from public company information. Source data updated 2026-03-11.

This company profile has not been claimed yet

Titanium Life Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.