Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Business profile
TJ Talouspalvelut Oy
TJ Talouspalvelut Oy's registered office is Kotka. It is a limited company. The company was established on 2012-07-23. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-06-30, revenue was €87,751 and operating profit was -€5,350.
Business ID 2487834-4ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2487834-4
- Sector
- Accounting and bookkeeping activities; tax consultancy
- Municipality
- Kotka
- Company form
- Limited company
- Registration date
- 2012-07-23
- Business ID registration date
- 2012-07-10
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Karhulantie 76-78 O, 48600, Kotka
About TJ Talouspalvelut Oy
Financial position and key figures for the company.
TJ Talouspalvelut Oy's location municipality is Kotka. It is a limited company. The company was established on 2012-07-23. It operates in the industry of accounting and bookkeeping activities; tax consultancy. In its latest retained statement for 2026-06-30, revenue was €87,751 and operating profit was -€5,350. The latest retained financial statement for 2026-06-30 shows revenue of €87,751 and profit for the financial year of -€4,865. Based on the latest retained statement, revenue growth was -15.9%, operating margin was -6.1%, and equity ratio was +92.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2026-06-30
6
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-15.9%
Operating margin-6.1%
Equity ratio92.5%
Balance-sheet contextLatest financial period
Cash and bank€32,180Previous: €56,802
Retained earnings€82,968Previous: €88,471
Equity€80,603Previous: €95,468
Liabilities€6,505Previous: €6,643
Current assets€37,308Previous: €66,510
Current liabilities€6,505Previous: €6,643
Revenue trend2 periods
€104,389
2025-06-30
€87,751
2026-06-30
Operating profit (loss) trend2 periods
-€2,114
2025-06-30
-€5,350
2026-06-30
Profit (loss) for the financial year trend2 periods
€4,497
2025-06-30
-€4,865
2026-06-30
Assets trend2 periods
€102,111
2025-06-30
€87,108
2026-06-30
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Declining
Current ratioGood
100/100 · Declining
Operating profit marginWeak
35/100 · Declining
Ratio history
| Ratio | 2025-06-30 | 2026-06-30 |
|---|---|---|
| Equity ratio | 93.5 % | 92.5 % |
| Current ratio | 8.55x | 4.95x |
| Operating profit margin | -2.0 % | -6.1 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2487834-4
VAT IDFI24878344
EU IDFIFPRO.2487834-4
MunicipalityKotka
Current registered entries
2012-07-04VAT-liable for business activity in Tax Administration (VAT Register)
2012-07-10Registered in Tax Administration (Prepayment Register)
2012-07-23Registered in Patent and Registration Office (Trade Register)
2012-08-01Registered in Tax Administration (Employer Register)
2012-08-02Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
A3
GoodTJ Talouspalvelut Oy
Grade unchangedA3 · new analysis 2026-10-18
70/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsSolvencyStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
30 peersSolvency70%
Better than 70% of peers
Profitability17%
Below 83% of peers
Liquidity87%
Better than 87% of peers
Revenue growth27%
Below 73% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings8 days after period end
8 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Coordinated deterioration across 3 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsA3
2026-10-1870/100 · v0.15
A3 → A3A3
2026-09-26 23:4670/100 · v0.14
A3 → A3 · -5 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2026-06-30).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
A3
2026-09-1575/100 · v0.14
B1 → A3 · +10 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1465/100 · v0.12
Oldest retained automatic assessment in this comparisonA3
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
85/100
Industry context is low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 14 years of registry continuity.
Registry and status signalsVakaa
87/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
19 register eventsLatest event: 2026-07-08
Financial statements availability
Available financial statement periods and PRH source filings.
6 financial statement periodsLatest financial period: 2026-06-30
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TJ Talouspalvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.