Business profile

TJL Holding Oy

TJL Holding Oy's registered office is Esbo. It is a limited company. The company was established on 2001-04-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €575,177 and operating profit was €41,613.

Claim profileContact details
Business ID 1654966-3ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
1654966-3
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Esbo
Company form
Limited company
Registration date
2001-04-20
Business ID registration date
2001-01-17
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Toppelundintie 5 A 5, 02170, Esbo

Phone: +358503362094Source observation

Email: [email protected]Source observation

People and decision-makers

Löyttyniemi Timo JuhaniVarsinainen jäsen
Löyttyniemi Meri Leena MarjattaVarajäsen
Aarto HirviPäävastuullinen tilintarkastaja

About TJL Holding Oy

Financial position and key figures for the company.

TJL Holding Oy's location municipality is Esbo. It is a limited company. The company was established on 2001-04-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2026-03-31, revenue was €575,177 and operating profit was €41,613. The latest retained financial statement for 2026-03-31 shows revenue of €575,177 and profit for the financial year of €41,134. Based on the latest retained statement, revenue growth was +155.0%, operating margin was +7.2%, and equity ratio was +98.9%.

Auxiliary business names

Public alternate names materialized from source observations.

PL-YHTIÖ

Extended business activity

A longer directory- or registry-backed activity description that complements the short registry industry label.

Yhtiön toimialana on omistaa osakkeita ja harjoittaa sijoitustoimintaa. Yhtiö voi omistaa kiinteistöjä ja huoneistoja sekä harjoittaa kiinteistöjen ja huoneistojen vuokraustoimintaa. Lisäksi yhtiön toimialana on myydä rahoitusalan neuvontapalveluja. Yhtiö voi myös harjoittaa koko toimialaansa liittyvää koulutustoimintaa.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2026-03-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth155.0%
Operating margin7.2%
Equity ratio98.9%
Revenue€575,177+€349,625 (+155.0%) vs previous periodPrevious: €225,552
Operating profit (loss)€41,613+€20,424 (+96.4%) vs previous periodPrevious: €21,189
Profit (loss) for the financial year€41,134+€19,945 (+94.1%) vs previous periodPrevious: €21,189
Assets€248,740+€41,854 (+20.2%) vs previous periodPrevious: €206,886
Balance-sheet contextLatest financial period
Profit before taxes€41,817Previous: No comparison value
Employees3Previous: No comparison value
Revenue trend5 periods
€271,908
2022-03-31
€138,739
2023-03-31
€107,309
2024-03-31
€225,552
2025-03-31
€575,177
2026-03-31
Operating profit (loss) trend5 periods
-€21,482
2022-03-31
-€12,823
2023-03-31
-€13,982
2024-03-31
€21,189
2025-03-31
€41,613
2026-03-31
Profit (loss) for the financial year trend5 periods
-€21,144
2022-03-31
€34,860
2023-03-31
-€13,330
2024-03-31
€21,189
2025-03-31
€41,134
2026-03-31
Assets trend5 periods
€165,066
2022-03-31
€199,967
2023-03-31
€186,737
2024-03-31
€206,886
2025-03-31
€248,740
2026-03-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioGood
100/100 · Declining
98.9 %2025-03-31: 99.0 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2025-03-31: Ei saatavilla
Operating profit marginSatisfactory
68/100 · Declining
7.2 %2025-03-31: 9.4 %
Ratio history
Ratio2022-03-312023-03-312024-03-312025-03-312026-03-31
Equity ratio98.2 %98.5 %98.4 %99.0 %98.9 %
Current ratio-----
Operating profit margin-7.9 %-9.2 %-13.0 %9.4 %7.2 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID1654966-3
VAT IDFI16549663
EU IDFIFPRO.1654966-3
MunicipalityEsbo
Current registered entries
2001-03-22Registered in Tax Administration (Tax Administration)
2001-04-20Registered in Patent and Registration Office (Trade Register)
2025-01-01VAT-liable for business activity in Tax Administration (VAT Register)
2025-01-22Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Löyttyniemi Meri Leena MarjattaVarajäsenSources: 2 · Confidence: 78%
Löyttyniemi Timo JuhaniVarsinainen jäsenSources: 5 · Confidence: 78%
Aarto HirviPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A2
Very goodTJL Holding Oy
Grade unchangedA2 · new analysis 2026-10-17
Model score85/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators show coordinated recovery.
4 comparable periods
RevenueImproving · 2 consecutive periods
ProfitabilityImproving
SolvencyStable
LiquidityNot enough history
Peer comparisonSame industry and sizeDescriptive comparison – does not change the model score.
52 peers
Solvency88%
Better than 88% of peers
Profitability48%
Close to the peer-group midpoint
Revenue growth90%
Better than 90% of peers
Supporting factors
  • Strong equity ratio
  • Coordinated recovery across 2 financial domains
  • Company context reduces the weight of an isolated financial signal
Risk factors to note

No material separate warning signals.

Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
2 assessments
A2
2026-10-1785/100 · v0.15
A2 → A2
  • Revenue: Not enough history → Improving
  • Profitability: Not enough history → Improving
  • Solvency: Not enough history → Stable
A2
2026-09-1685/100 · v0.14
Oldest retained automatic assessment in this comparison
Automatic model gradeA2
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityVakiintunut
90/100

The company has about 25 years of registry continuity.

Registry and status signalsErittäin vahva
91/100

Long registry history, recent financial statement filings, and active register markings support this signal.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.

Registry timeline

Trade register notifications shown on a timeline.

21 register eventsLatest event: 2026-09-08

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-02-03.

This company profile has not been claimed yet

TJL Holding Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.