Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
TJM Equity Oy
TJM Equity Oy's registered office is Kelviå. It is a limited company. The company was established on 2017-08-30. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Business ID 2846867-6ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2846867-6
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Kelviå
- Company form
- Limited company
- Registration date
- 2017-08-30
- Business ID registration date
- 2017-07-28
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Hietalantie 157, 68300, Kelviå
About TJM Equity Oy
Financial position and key figures for the company.
TJM Equity Oy's location municipality is Kelviå. It is a limited company. The company was established on 2017-08-30. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +26.4%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Equity ratio26.4%
Balance-sheet contextLatest financial period
Cash and bank€3,714Previous: €13,712
Retained earnings€5,486Previous: -€59,832
Equity€6,808Previous: €8,486
Liabilities€19,000Previous: €28,314
Current assets€22,816Previous: €33,808
Current liabilities€19,000Previous: €28,314
Operating profit (loss) trend2 periods
-€1,237
2024-12-31
-€1,578
2025-12-31
Profit (loss) for the financial year trend2 periods
€65,318
2024-12-31
-€1,678
2025-12-31
Assets trend2 periods
€36,800
2024-12-31
€25,808
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioPassable
33/100 · Improving
Current ratioWeak
7/100 · Declining
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 23.1 % | 26.4 % |
| Current ratio | 0.48x | 0.20x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2846867-6
EU IDFIFPRO.2846867-6
MunicipalityKelviå
Current registered entries
2017-08-30Registered in Patent and Registration Office (Trade Register)
2017-09-05Registered in Tax Administration (Tax Administration)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTJM Equity Oy
Grade unchangedB1 · new analysis 2026-09-23
64/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
SolvencyStable
National Tier 1 comparisonDescriptive comparison – does not change the model score.
425 peersSolvency32%
Below 68% of peers
Liquidity40%
Below 60% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings86 days after period end
102 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
- Lower industry distress context
Risk factors to note
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
4 assessmentsB1
2026-09-23 11:1764/100 · v0.14
B1 → B1 · -3 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1567/100 · v0.14
B1 → B1 · +5 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1362/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-09-23
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 9 years of registry continuity.
Registry and status signalsSeurattava
61/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Registry timeline
Trade register notifications shown on a timeline.
11 register eventsLatest event: 2026-03-27
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TJM Equity Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.