Risk grade updatedRisk gradeEvidence verified
16 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3 → B3.Business profile
TK Rahoitus Oy
TK Rahoitus Oy's registered office is Vaasa. It is a limited company. The company was established on 2014-03-19. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding.
Business ID 2606668-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 2606668-1
- Sector
- Other activities auxiliary to financial services, except insurance and pension funding
- Municipality
- Vaasa
- Company form
- Limited company
- Registration date
- 2014-03-19
- Business ID registration date
- 2014-02-21
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Kotisatamankuja 4 B 3, 65380, Vaasa
About TK Rahoitus Oy
Financial position and key figures for the company.
TK Rahoitus Oy's location municipality is Vaasa. It is a limited company. The company was established on 2014-03-19. It operates in the industry of other activities auxiliary to financial services, except insurance and pension funding. Based on the latest retained statement, revenue growth was not currently available, operating margin was not currently available, and equity ratio was +55.9%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
4
2
PRH/XBRL financial statement
Derived indicators
Equity ratio55.9%
Balance-sheet contextLatest financial period
Cash and bank€430Previous: €373
Retained earnings€531,341Previous: €615,403
Equity€510,811Previous: €584,370
Liabilities€403,796Previous: €319,367
Current assets€640Previous: €373
Current liabilities€143,039Previous: €112,968
Operating profit (loss) trend2 periods
-€6,325
2024-12-31
-€3,639
2025-12-31
Profit (loss) for the financial year trend2 periods
-€33,532
2024-12-31
-€23,030
2025-12-31
Assets trend2 periods
€903,737
2024-12-31
€914,607
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
70/100 · Declining
Current ratioWeak
0/100 · Stable
Operating profit marginNot assessable
0/100 · Trend unavailable
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 64.7 % | 55.9 % |
| Current ratio | 0.00x | 0.00x |
| Operating profit margin | - | - |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID2606668-1
EU IDFIFPRO.2606668-1
MunicipalityVaasa
Current registered entries
2014-02-21Registered in Tax Administration (Prepayment Register)
2014-03-19Registered in Tax Administration (Tax Administration)
2014-03-19Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B3
MonitorTK Rahoitus Oy
Grade downgradedA3 → B3 · new analysis 2026-09-16
49/100
Medium
Usable financial evidenceFinancial data included
Financial development is mostly stable or mixed.
3 comparable periodsRevenueNot enough history
ProfitabilityNot enough history
LiquidityStable
Same size nationallyDescriptive comparison – does not change the model score.
138 peersSolvency29%
Below 71% of peers
Liquidity32%
Below 68% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings87 days after period end
80 days after period end
4 consecutive periods
Supporting factors
- Strong equity ratio
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Weak current ratio
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB3
2026-09-16 14:3849/100 · v0.14
A3 → B3 · -25 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Evidence quality: Registry and statistical evidence → Usable financial evidence.
A3
2026-09-1474/100 · v0.14
A3 → A3A3
2026-09-1474/100 · v0.13
B1 → A3 · +9 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B1
2026-09-1365/100 · v0.12
Oldest retained automatic assessment in this comparisonB3
2026-09-16
open-risk-grade-v0.14
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskvery low
88/100
Industry context is very low based on normalized open statistical inputs.
Age and continuityVakiintunut
80/100
The company has about 12 years of registry continuity.
Registry and status signalsVakaa
77/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.Registry timeline
Trade register notifications shown on a timeline.
21 register eventsLatest event: 2026-03-28
Financial statements availability
Available financial statement periods and PRH source filings.
4 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TK Rahoitus Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.