Business profile

TKT Invest Oy

TKT Invest Oy's registered office is Kouvola. It is a limited company. The company was established on 2018-05-25. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-09-30, revenue was €39,156 and operating profit was -€12,442.

Claim profileContact details
Business ID 2916369-8ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
2916369-8
Sector
Activities of insurance agents and brokers
Municipality
Kouvola
Company form
Limited company
Registration date
2018-05-25
Business ID registration date
2018-05-21
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Volttiraitti 2, 45120, Kouvola

About TKT Invest Oy

Financial position and key figures for the company.

TKT Invest Oy's location municipality is Kouvola. It is a limited company. The company was established on 2018-05-25. It operates in the industry of activities of insurance agents and brokers. In its latest retained statement for 2026-09-30, revenue was €39,156 and operating profit was -€12,442. The latest retained financial statement for 2026-09-30 shows revenue of €39,156 and profit for the financial year of €15,363. Based on the latest retained statement, revenue growth was -31.2%, operating margin was -31.8%, and equity ratio was +86.4%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2026-09-30

Imported periods6
PRH parsed6
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-31.2%
Operating margin-31.8%
Equity ratio86.4%
Revenue€39,156-€17,797 (-31.2%) vs previous periodPrevious: €56,953
Operating profit (loss)-€12,442-€20,145 (-261.5%) vs previous periodPrevious: €7,703
Profit (loss) for the financial year€15,363+€6,478 (+72.9%) vs previous periodPrevious: €8,885
Assets€129,365+€30,636 (+31.0%) vs previous periodPrevious: €98,728
Balance-sheet contextLatest financial period
Cash and bank€1,131Previous: €11,812
Retained earnings€93,959Previous: €85,073
Equity€111,822Previous: €96,459
Liabilities€17,543Previous: €2,270
Current assets€2,735Previous: €13,106
Current liabilities€2,696Previous: €2,270
Revenue trend6 periods
€60,695
2021-09-30
€90,144
2022-09-30
€62,668
2023-09-30
€54,991
2024-09-30
€56,953
2025-09-30
€39,156
2026-09-30
Operating profit (loss) trend6 periods
€8,407
2021-09-30
€28,093
2022-09-30
€24,654
2023-09-30
€8,683
2024-09-30
€7,703
2025-09-30
-€12,442
2026-09-30
Profit (loss) for the financial year trend6 periods
€6,925
2021-09-30
€22,467
2022-09-30
€5,656
2023-09-30
€6,256
2024-09-30
€8,885
2025-09-30
€15,363
2026-09-30
Assets trend6 periods
€54,950
2021-09-30
€81,504
2022-09-30
€86,874
2023-09-30
€90,009
2024-09-30
€98,728
2025-09-30
€129,365
2026-09-30

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Declining
86.4 %2025-09-30: 97.7 %
Current ratioWeak
14/100 · Declining
0.42x2025-09-30: 5.20x
Operating profit marginWeak
0/100 · Declining
-31.8 %2025-09-30: 13.5 %
Ratio history
Ratio2021-09-302022-09-302023-09-302024-09-302025-09-302026-09-30
Equity ratio96.8 %92.8 %93.6 %97.3 %97.7 %86.4 %
Current ratio31.10x13.88x0.35x2.21x5.20x0.42x
Operating profit margin13.8 %31.2 %39.0 %15.8 %13.5 %-31.8 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID2916369-8
EU IDFIFPRO.2916369-8
MunicipalityKouvola
Current registered entries
2018-05-21Registered in Tax Administration (Prepayment Register)
2018-05-25Registered in Patent and Registration Office (Trade Register)
2018-05-29Registered in Tax Administration (Tax Administration)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B2
SatisfactoryTKT Invest Oy
Grade downgradedA2 → B2 · new analysis 2026-11-14
Model score52/100
Assessment confidenceHigh
Evidence qualityStrong financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityVolatile
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
58 peers
Solvency78%
Better than 78% of peers
Profitability17%
Below 83% of peers
Liquidity60%
Better than 60% of peers
Revenue growth21%
Below 79% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings
Latest registration lag44 days after period end
Typical registration lag43 days after period end
Annual continuity4 consecutive periods
Supporting factors
  • Strong equity ratio
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
6 assessments
B2
2026-11-14 23:5552/100 · v0.15
A2 → B2 · -31 points
  • Evidence strengthened: a newer PRH/XBRL financial statement was added to the assessment (2026-09-30).
A2
2026-11-12 08:4483/100 · v0.15
A2 → A2
  • Evidence strengthened: another PRH/XBRL statement was added to the financial series (2025-09-30).
A2
2026-11-0883/100 · v0.15
A2 → A2
A2
2026-10-1883/100 · v0.15
Oldest retained automatic assessment in this comparison
Automatic model gradeB2
Automatic model snapshot2026-11-14
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 8 years of registry continuity.

Registry and status signalsSeurattava
65/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
14 Nov 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2 → B2.
Financial statement availableFinancialEvidence verified
13 Nov 2026 · PRH / XBRLFinancial period ends 2026-09-30.
Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A2.
Risk grade updatedRisk gradeEvidence verified
5 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → A2.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.

Registry timeline

Trade register notifications shown on a timeline.

12 register eventsLatest event: 2025-10-30

Financial statements availability

Available financial statement periods and PRH source filings.

6 financial statement periodsLatest financial period: 2026-09-30

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

TKT Invest Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.