Risk grade updatedRisk gradeEvidence verified
27 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C → B1.Business profile
TL-Yhtiöt Oy
TL-Yhtiöt Oy's registered office is Vanda. It is a limited company. The company was established on 2024-03-04. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €130,827 and operating profit was €8,693.
Business ID 3428196-3ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3428196-3
- Sector
- Construction of residential and non-residential buildings
- Municipality
- Vanda
- Company form
- Limited company
- Registration date
- 2024-03-04
- Business ID registration date
- 2024-02-16
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Venuksentie 6 K 111, 01480, Vanda
Website: https://tlyhtiot.fiSource observation
About TL-Yhtiöt Oy
Financial position and key figures for the company.
TL-Yhtiöt Oy's location municipality is Vanda. It is a limited company. The company was established on 2024-03-04. It operates in the industry of construction of residential and non-residential buildings. In its latest retained statement for 2025-12-31, revenue was €130,827 and operating profit was €8,693. The latest retained financial statement for 2025-12-31 shows revenue of €130,827 and profit for the financial year of €9,039. Based on the latest retained statement, revenue growth was +51.2%, operating margin was +6.6%, and equity ratio was +47.5%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth51.2%
Operating margin6.6%
Equity ratio47.5%
Balance-sheet contextLatest financial period
Cash and bank€7,274Previous: €2,625
Retained earnings-€3,007Previous: €0
Equity€6,032Previous: -€3,007
Liabilities€6,675Previous: €11,692
Current assets€12,707Previous: €8,685
Current liabilities€6,675Previous: €11,692
Revenue trend2 periods
€86,511
2024-12-31
€130,827
2025-12-31
Operating profit (loss) trend2 periods
-€3,003
2024-12-31
€8,693
2025-12-31
Profit (loss) for the financial year trend2 periods
-€3,007
2024-12-31
€9,039
2025-12-31
Assets trend2 periods
€8,685
2024-12-31
€12,707
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioSatisfactory
59/100 · Improving
Current ratioSatisfactory
36/100 · Improving
Operating profit marginSatisfactory
67/100 · Improving
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -34.6 % | 47.5 % |
| Current ratio | 0.22x | 1.09x |
| Operating profit margin | -3.5 % | 6.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3428196-3
VAT IDFI34281963
EU IDFIFPRO.3428196-3
MunicipalityVanda
Current registered entries
2024-03-01VAT-liable for business activity in Tax Administration (VAT Register)
2024-03-01Registered in Tax Administration (Prepayment Register)
2024-03-04Registered in Tax Administration (Tax Administration)
2024-03-04Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTL-Yhtiöt Oy
Grade unchangedB1 · new analysis 2026-10-18
63/100
High
Strong financial evidenceFinancial data included
Several key financial indicators show coordinated recovery.
2 comparable periodsRevenueImproving
ProfitabilityImproving
SolvencyImproving
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
97 peersSolvency48%
Close to the peer-group midpoint
Profitability58%
Better than 58% of peers
Liquidity62%
Better than 62% of peers
Revenue growth87%
Better than 87% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings86 days after period end
70 days after period end
2 consecutive periods
Supporting factors
- Strong equity ratio
- Coordinated recovery across 4 financial domains
- Active registered status
Risk factors to note
- Elevated industry distress context
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1863/100 · v0.15
B1 → B1B1
2026-09-27 23:3863/100 · v0.14
C → B1 · +28 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
C
2026-09-1535/100 · v0.14
B3 → C · -12 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1447/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskhigh
25/100
Industry context is high based on normalized open statistical inputs.
Age and continuityNuori
15/100
The company has about 2 years of registry continuity.
Registry and status signalsRajallinen
45/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
9 register eventsLatest event: 2026-03-27
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TL-Yhtiöt Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.