Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Business profile
TM-Apumies Oy
TM-Apumies Oy's registered office is Kotka. It is a limited company. The company was established on 2020-12-15. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €6,000 and operating profit was -€63.
Business ID 3175448-9ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3175448-9
- Sector
- Other repair and maintenance of motor vehicles
- Municipality
- Kotka
- Company form
- Limited company
- Registration date
- 2020-12-15
- Business ID registration date
- 2020-12-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Sirpinkatu 11, 48770, Kotka
About TM-Apumies Oy
Financial position and key figures for the company.
TM-Apumies Oy's location municipality is Kotka. It is a limited company. The company was established on 2020-12-15. It operates in the industry of other repair and maintenance of motor vehicles. In its latest retained statement for 2025-12-31, revenue was €6,000 and operating profit was -€63. The latest retained financial statement for 2025-12-31 shows revenue of €6,000 and profit for the financial year of €215. Based on the latest retained statement, revenue growth was -88.3%, operating margin was -1.0%, and equity ratio was +98.0%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
2
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-88.3%
Operating margin-1.0%
Equity ratio98.0%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €100,000
Cash and bank€180,494Previous: €212,308
Retained earnings€200,070Previous: €143,776
Equity€200,284Previous: €228,336
Liabilities€4,126Previous: €7,831
Current assets€181,518Previous: €212,310
Current liabilities€4,126Previous: €7,831
Revenue trend2 periods
€51,486
2024-12-31
€6,000
2025-12-31
Operating profit (loss) trend2 periods
€105,879
2024-12-31
-€63
2025-12-31
Profit (loss) for the financial year trend2 periods
€84,560
2024-12-31
€215
2025-12-31
Assets trend2 periods
€236,166
2024-12-31
€204,410
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioGood
100/100 · Improving
Current ratioGood
100/100 · Improving
Operating profit marginWeak
47/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | 96.7 % | 98.0 % |
| Current ratio | 27.11x | 43.75x |
| Operating profit margin | 69.9 % | -1.0 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3175448-9
VAT IDFI31754489
EU IDFIFPRO.3175448-9
MunicipalityKotka
Current registered entries
2020-12-05VAT-liable for business activity in Tax Administration (VAT Register)
2020-12-05Registered in Tax Administration (Prepayment Register)
2020-12-15Registered in Tax Administration (Tax Administration)
2020-12-15Registered in Patent and Registration Office (Trade Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
B1
StableTM-Apumies Oy
Grade unchangedB1 · new analysis 2026-10-18
65/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
2 comparable periodsSolvencyStable
LiquidityImproving
Same industry and sizeDescriptive comparison – does not change the model score.
76 peersSolvency95%
Better than 95% of peers
Profitability37%
Below 63% of peers
Liquidity99%
Better than 99% of peers
Revenue growth3%
Below 97% of peers
Limited evidenceBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
1 observed filings93 days after period end
93 days after period end
1 consecutive periods
Supporting factors
- Strong equity ratio
- Healthy short-term liquidity
- Company context reduces the weight of an isolated financial signal
Risk factors to note
- Negative profitability or net result
- Sharp year-over-year revenue drop
- Coordinated deterioration across 2 financial domains
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsB1
2026-10-1865/100 · v0.15
B1 → B1B1
2026-10-04 15:1965/100 · v0.14
B1 → B1 · +4 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1561/100 · v0.14
B2 → B1 · +3 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1458/100 · v0.12
Oldest retained automatic assessment in this comparisonB1
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskmedium
64/100
Industry context is medium based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
63/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2026-04-03
Financial statements availability
Available financial statement periods and PRH source filings.
2 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2026-04-11.
This company profile has not been claimed yet
TM-Apumies Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.