Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
TM Business Consulting Oy
TM Business Consulting Oy's registered office is Turenki. It is a limited company. The company was established on 2021-05-26. It operates in the industry of hairdressing and barber activities. In its latest retained statement for 2025-12-31, revenue was €447,945 and operating profit was -€946.
Business ID 3212986-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3212986-1
- Sector
- Hairdressing and barber activities
- Municipality
- Turenki
- Company form
- Limited company
- Registration date
- 2021-05-26
- Business ID registration date
- 2021-05-23
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Haltiantie 7, 14200, Turenki
About TM Business Consulting Oy
Financial position and key figures for the company.
TM Business Consulting Oy's location municipality is Turenki. It is a limited company. The company was established on 2021-05-26. It operates in the industry of hairdressing and barber activities. In its latest retained statement for 2025-12-31, revenue was €447,945 and operating profit was -€946. The latest retained financial statement for 2025-12-31 shows revenue of €447,945 and profit for the financial year of -€5,879. Based on the latest retained statement, revenue growth was -6.1%, operating margin was -0.2%, and equity ratio was -59.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2025-12-31
5
2
PRH/XBRL financial statement
Derived indicators
Revenue growth-6.1%
Operating margin-0.2%
Equity ratio-59.3%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €11,025
Inventory€32,114Previous: €35,270
Cash and bank€25,327Previous: €48,515
Advances received€1,331Previous: €1,620
Retained earnings-€43,540Previous: -€60,465
Equity-€49,419Previous: -€43,540
Liabilities€132,693Previous: €156,013
Current assets€72,873Previous: €98,605
Current liabilities€95,771Previous: €99,282
Revenue trend2 periods
€476,928
2024-12-31
€447,945
2025-12-31
Operating profit (loss) trend2 periods
€23,974
2024-12-31
-€946
2025-12-31
Profit (loss) for the financial year trend2 periods
€16,925
2024-12-31
-€5,879
2025-12-31
Assets trend2 periods
€112,474
2024-12-31
€83,275
2025-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioPassable
20/100 · Declining
Operating profit marginWeak
49/100 · Declining
Ratio history
| Ratio | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Equity ratio | -39.3 % | -60.3 % |
| Current ratio | 0.84x | 0.60x |
| Operating profit margin | 4.9 % | -0.2 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3212986-1
VAT IDFI32129861
EU IDFIFPRO.3212986-1
MunicipalityTurenki
Current registered entries
2021-05-26Registered in Tax Administration (Tax Administration)
2021-05-26Registered in Patent and Registration Office (Trade Register)
2021-09-06VAT-liable for business activity in Tax Administration (VAT Register)
2021-09-06Registered in Tax Administration (Prepayment Register)
2021-10-01Registered in Tax Administration (Employer Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskTM Business Consulting Oy
Grade unchangedD · new analysis 2026-10-17
26/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueStable
LiquidityStable
Same industry, size and age groupDescriptive comparison – does not change the model score.
49 peersSolvency12%
Below 88% of peers
Profitability29%
Below 71% of peers
Liquidity48%
Close to the peer-group midpoint
Revenue growth31%
Below 69% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
4 observed filings146 days after period end
169 days after period end
4 consecutive periods
Supporting factors
- Active registered status
- Lower industry distress context
Risk factors to note
- Negative equity
- Weak current ratio
- Negative profitability or net result
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1726/100 · v0.15
D → DD
2026-09-22 07:3426/100 · v0.14
B1 → D · -37 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B1
2026-09-1463/100 · v0.14
B2 → B1 · +4 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1359/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-17
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious financial risk signal affects this grade. Review the profile financial indicators as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry risklow
77/100
Industry context is low based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsRajallinen
54/100
Registry history, filing recency, and active register markings are still limited or mixed.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
22 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → D.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.Risk grade updatedRisk gradeEvidence verified
13 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Registry timeline
Trade register notifications shown on a timeline.
8 register eventsLatest event: 2025-08-20
Financial statements availability
Available financial statement periods and PRH source filings.
5 financial statement periodsLatest financial period: 2025-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TM Business Consulting Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.