Business profile

Toivo Rakennuttaminen Oy

Toivo Rakennuttaminen Oy's registered office is Esbo. It is a limited company. The company was established on 2019-08-21. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €172,893 and operating profit was -€424,809.

Claim profileContact details
Business ID 3018292-5ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3018292-5
Sector
Operating of own or leased dwellings and residential real estate
Municipality
Esbo
Company form
Limited company
Registration date
2019-08-21
Business ID registration date
2019-08-13
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Gransinmäki 6, 02650, Esbo

Postal address: Kiertorata 2 A, 90440, Kempele

People and decision-makers

Myllymäki Markus JaakkoPuheenjohtaja
Myllymäki Heikki IlmariVarsinainen jäsen
Niemelä Samuli JohannesVarsinainen jäsen

About Toivo Rakennuttaminen Oy

Financial position and key figures for the company.

Toivo Rakennuttaminen Oy's location municipality is Esbo. It is a limited company. The company was established on 2019-08-21. It operates in the industry of operating of own or leased dwellings and residential real estate. In its latest retained statement for 2025-12-31, revenue was €172,893 and operating profit was -€424,809. The latest retained financial statement for 2025-12-31 shows revenue of €172,893 and profit for the financial year of €2. Based on the latest retained statement, revenue growth was -55.4%, operating margin was -274.1%, and equity ratio was +0.1%.

Financial highlights

Key figures from the latest financial period.

Latest financial period

2025-12-31

Imported periods0
PRH parsed0
Profile sourceEnriched source observation
Derived indicators
Revenue growth-55.4%
Operating margin-274.1%
Equity ratio0.1%
Revenue€172,893-€215,109 (-55.4%) vs previous periodPrevious: €388,002
Operating profit (loss)-€424,809+€233,820 (+35.5%) vs previous periodPrevious: -€658,629
Profit (loss) for the financial year€2+€454,564 (+100.0%) vs previous periodPrevious: -€454,562
Assets€1,678,779-€3,052,590 (-64.5%) vs previous periodPrevious: €4,731,369
Balance-sheet contextLatest financial period
Profit before taxes-€467,067Previous: No comparison value
Employees0Previous: No comparison value
Revenue trend4 periods
€48,607
2022-12-31
€367,357
2023-12-31
€388,002
2024-12-31
€172,893
2025-12-31
Operating profit (loss) trend4 periods
€242,068
2022-12-31
€7,599
2023-12-31
-€658,629
2024-12-31
-€424,809
2025-12-31
Profit (loss) for the financial year trend4 periods
€187,084
2022-12-31
€63,674
2023-12-31
-€454,562
2024-12-31
€2
2025-12-31
Assets trend4 periods
€4,268,312
2022-12-31
€3,660,601
2023-12-31
€4,731,369
2024-12-31
€1,678,779
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: Rikastettu lähdehavainto.

Equity ratioWeak
0/100 · Improving
0.1 %2024-12-31: 0.0 %
Current ratioNot assessable
0/100 · Trend unavailable
Not available2024-12-31: Ei saatavilla
Operating profit marginWeak
0/100 · Declining
-274.1 %2024-12-31: -272.7 %
Ratio history
Ratio2022-12-312023-12-312024-12-312025-12-31
Equity ratio8.0 %11.0 %0.0 %0.1 %
Current ratio----
Operating profit margin74.8 %1.8 %-272.7 %-274.1 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3018292-5
VAT IDFI30182925
EU IDFIFPRO.3018292-5
MunicipalityEsbo
Current registered entries
2019-08-21Registered in Patent and Registration Office (Trade Register)
2019-08-22Registered in Tax Administration (Tax Administration)
2020-05-01VAT-liable for business activity in Tax Administration (VAT Register)
2022-08-23VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
2023-09-11Registered in Tax Administration (Prepayment Register)

Responsible people

Public role relationships materialized from source observations.

Myllymäki Markus JaakkoPuheenjohtajaSources: 4 · Confidence: 78%
Myllymäki Heikki IlmariVarsinainen jäsenSources: 3 · Confidence: 78%
Niemelä Samuli JohannesVarsinainen jäsenSources: 3 · Confidence: 78%
Vesa AlataloPäävastuullinen tilintarkastajaSources: 1 · Confidence: 76%

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
D
High riskToivo Rakennuttaminen Oy
Grade unchangedD · new analysis 2026-10-19
Model score29/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
4 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyDeteriorating
LiquidityNot enough history
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
72 peers
Solvency11%
Below 89% of peers
Profitability0%
Below 100% of peers
Revenue growth6%
Below 94% of peers
Supporting factors
  • Active registered status
  • A newer financial statement filing has been reported
  • Lower industry distress context
Risk factors to note
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
  • Coordinated deterioration across 3 financial domains
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
3 assessments
D
2026-10-1929/100 · v0.15
D → D · +1 points
  • Evidence quality: Strong financial evidence → Usable financial evidence.
  • Risk factor cleared: High balance-sheet leverage.
D
2026-09-1528/100 · v0.14
C → D · -5 points
  • Revenue: Deteriorating
  • Profitability: Deteriorating
  • Solvency: Deteriorating
C
2026-09-1433/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeD
Automatic model snapshot2026-10-19
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

A serious financial risk signal affects this grade. Review the profile financial indicators as well.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry risklow
77/100

Industry context is low based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 7 years of registry continuity.

Registry and status signalsSeurattava
70/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
19 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade C.

Registry timeline

Trade register notifications shown on a timeline.

19 register eventsLatest event: 2026-05-07

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Toivo Rakennuttaminen Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.