Business profile

Toivo-Tek Oy

Toivo-Tek Oy's registered office is Ypäjä. It is a limited company. The company was established on 2020-07-03. It operates in the industry of electrical installation. In its latest retained statement for 2023-12-31, revenue was €416,524 and operating profit was €76,254.

Claim profileContact details
Business ID 3143055-6ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3143055-6
Sector
Electrical installation
Municipality
Ypäjä
Company form
Limited company
Registration date
2020-07-03
Business ID registration date
2020-06-22
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Keskikyläntie 103, 32100, Ypäjä

About Toivo-Tek Oy

Financial position and key figures for the company.

Toivo-Tek Oy's location municipality is Ypäjä. It is a limited company. The company was established on 2020-07-03. It operates in the industry of electrical installation. In its latest retained statement for 2023-12-31, revenue was €416,524 and operating profit was €76,254. The latest retained financial statement for 2023-12-31 shows revenue of €416,524 and profit for the financial year of €60,306. Based on the latest retained statement, revenue growth was -28.6%, operating margin was +18.3%, and equity ratio was +81.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2023-12-31

Imported periods2
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-28.6%
Operating margin18.3%
Equity ratio81.7%
Revenue€416,524-€166,547 (-28.6%) vs previous periodPrevious: €583,071
Operating profit (loss)€76,254-€89,823 (-54.1%) vs previous periodPrevious: €166,077
Profit (loss) for the financial year€60,306-€70,376 (-53.9%) vs previous periodPrevious: €130,682
Assets€220,848+€57,236 (+35.0%) vs previous periodPrevious: €163,612
Balance-sheet contextLatest financial period
Other operating income€1,400Previous: €0
Cash and bank€42,063Previous: €66,972
Retained earnings€120,227Previous: €0
Equity€180,533Previous: €130,682
Liabilities€40,314Previous: €32,930
Current assets€212,226Previous: €133,098
Current liabilities€40,314Previous: €32,930
Revenue trend2 periods
€583,071
2022-12-31
€416,524
2023-12-31
Operating profit (loss) trend2 periods
€166,077
2022-12-31
€76,254
2023-12-31
Profit (loss) for the financial year trend2 periods
€130,682
2022-12-31
€60,306
2023-12-31
Assets trend2 periods
€163,612
2022-12-31
€220,848
2023-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioGood
100/100 · Improving
81.8 %2022-12-31: 79.9 %
Current ratioSatisfactory
35/100 · Declining
1.04x2022-12-31: 2.03x
Operating profit marginGood
96/100 · Declining
18.3 %2022-12-31: 28.5 %
Ratio history
Ratio2022-12-312023-12-31
Equity ratio79.9 %81.8 %
Current ratio2.03x1.04x
Operating profit margin28.5 %18.3 %

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3143055-6
VAT IDFI31430556
EU IDFIFPRO.3143055-6
MunicipalityYpäjä
Current registered entries
2020-06-22VAT-liable for business activity in Tax Administration (VAT Register)
2020-06-22Registered in Tax Administration (Prepayment Register)
2020-07-03Registered in Tax Administration (Tax Administration)
2020-07-03Registered in Patent and Registration Office (Trade Register)
2022-06-08Registered in Tax Administration (Employer Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
A3
GoodToivo-Tek Oy
Grade unchangedA3 · new analysis 2026-10-17
Model score73/100
Assessment confidenceLow
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
2 comparable periods
RevenueDeteriorating
ProfitabilityDeteriorating
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame industry, size and age groupDescriptive comparison – does not change the model score.
65 peers
Solvency82%
Better than 82% of peers
Profitability89%
Better than 89% of peers
Liquidity69%
Better than 69% of peers
Revenue growth6%
Below 94% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
2 observed filings
Latest registration lag122 days after period end
Typical registration lag103 days after period end
Annual continuity2 consecutive periods
Supporting factors
  • Strong equity ratio
  • Strong operating profitability
  • Active registered status
Risk factors to note
  • Parsed financial metrics are older than the newest reported filing
  • Coordinated deterioration across 3 financial domains
  • Elevated industry distress context
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
A3
2026-10-1773/100 · v0.15
A3 → A3
A3
2026-09-28 15:4273/100 · v0.14
B2 → A3 · +19 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2023-12-31).
  • Assessment confidence: Medium → Low.
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B2
2026-09-1554/100 · v0.14
B2 → B2
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1454/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeA3
Automatic model snapshot2026-10-17
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskelevated
38/100

Industry context is elevated based on normalized open statistical inputs.

Age and continuityHyvä
60/100

The company has about 6 years of registry continuity.

Registry and status signalsSeurattava
62/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
17 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade A3.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → A3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

14 register eventsLatest event: 2025-04-04

Financial statements availability

Available financial statement periods and PRH source filings.

2 financial statement periodsLatest financial period: 2023-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

Toivo-Tek Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.