Business profile

TOJ-Ventures Oy

TOJ-Ventures Oy's registered office is Helsingfors. It is a limited company. The company was established on 2023-02-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€3,757.

Claim profileContact details
Business ID 3344962-1ValidUnclaimed company profile

Trusted core data

Public company details from the trade register.

Business ID
3344962-1
Sector
Other financial service activities, except insurance and pension funding n.e.c.
Municipality
Helsingfors
Company form
Limited company
Registration date
2023-02-20
Business ID registration date
2023-02-13
Business status
Valid
Profile ownership
Unclaimed company profile

Contact and location summary

Visiting address: Liisankatu 3 A 3, 00170, Helsingfors

About TOJ-Ventures Oy

Financial position and key figures for the company.

TOJ-Ventures Oy's location municipality is Helsingfors. It is a limited company. The company was established on 2023-02-20. It operates in the industry of other financial service activities, except insurance and pension funding n.e.c.. In its latest retained statement for 2025-12-31, revenue was €0 and operating profit was -€3,757. The latest retained financial statement for 2025-12-31 shows revenue of €0 and profit for the financial year of -€3,757. Based on the latest retained statement, revenue growth was -100.0%, operating margin was not currently available, and equity ratio was +5.7%.

Financial highlights

Key figures from the latest financial period.

Open full statement
Latest financial period

2025-12-31

Imported periods3
PRH parsed2
Profile sourcePRH/XBRL financial statement
Derived indicators
Revenue growth-100.0%
Equity ratio5.7%
Balance-sheet contextLatest financial period
Other operating income€0Previous: €1,075
Cash and bank€3,858Previous: €7,615
Retained earnings-€298Previous: -€1,275
Equity€5,945Previous: €9,702
Liabilities€97,913Previous: €97,913
Current assets€3,858Previous: €7,615
Current liabilities€3,913Previous: €3,913
Revenue trend2 periods
€6,000
2024-12-31
€0
2025-12-31
Operating profit (loss) trend2 periods
€977
2024-12-31
-€3,757
2025-12-31
Profit (loss) for the financial year trend2 periods
€977
2024-12-31
-€3,757
2025-12-31
Assets trend2 periods
€107,615
2024-12-31
€103,858
2025-12-31

Financial ratios

Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.

Equity ratioWeak
7/100 · Declining
5.7 %2024-12-31: 9.0 %
Current ratioPassable
33/100 · Declining
0.99x2024-12-31: 1.95x
Operating profit marginNot assessable
0/100 · Trend unavailable
Not available2024-12-31: 13.8 %
Ratio history
Ratio2024-12-312025-12-31
Equity ratio9.0 %5.7 %
Current ratio1.95x0.99x
Operating profit margin13.8 %-

Registry status and identifiers

Current registry information and identifiers based on YTJ data.

YTJ statusValid
Trade RegisterRegistered
Business ID3344962-1
EU IDFIFPRO.3344962-1
MunicipalityHelsingfors
Current registered entries
2023-02-20Registered in Tax Administration (Tax Administration)
2023-02-20Registered in Patent and Registration Office (Trade Register)
2023-07-31Registered in Tax Administration (Prepayment Register)

Risk certificate

An open-data based company stability and risk signal.

BUSINESS.fi

BUSINESS.fi Luottoluokitus

Profile-specific risk signal based on open data

Automatic gradeNot a credit decision
B3
MonitorTOJ-Ventures Oy
Grade unchangedB3 · new analysis 2026-10-18
Model score47/100
Assessment confidenceMedium
Evidence qualityUsable financial evidenceFinancial data included
Financial trajectorySeveral key financial indicators have weakened across comparable fiscal periods.
3 comparable periods
RevenueDeteriorating
ProfitabilityNot enough history
SolvencyStable
LiquidityDeteriorating
Peer comparisonSame size nationallyDescriptive comparison – does not change the model score.
188 peers
Solvency26%
Below 74% of peers
Liquidity72%
Better than 72% of peers
Revenue growth2%
Below 98% of peers
Financial statement reporting patternRegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings
Latest registration lag98 days after period end
Typical registration lag59 days after period end
Annual continuity3 consecutive periods
Supporting factors
  • Company context reduces the weight of an isolated financial signal
  • Active registered status
  • A newer financial statement filing has been reported
Risk factors to note
  • Weak current ratio
  • Negative profitability or net result
  • Sharp year-over-year revenue drop
Rating historyAutomatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessments
B3
2026-10-1847/100 · v0.15
B3 → B3
B3
2026-09-25 04:1847/100 · v0.14
B1 → B3 · -15 points
  • Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2025-12-31).
  • Evidence quality: Registry and statistical evidence → Usable financial evidence.
B1
2026-09-1562/100 · v0.14
B2 → B1 · +3 points
  • Assessment confidence: Low → Medium.
  • Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
  • New risk factor: Sufficient structured financial metrics are not available.
B2
2026-09-1459/100 · v0.12
Oldest retained automatic assessment in this comparison
Automatic model gradeB3
Automatic model snapshot2026-10-18
Automatic model versionopen-risk-grade-v0.15
Financial data included

The grade can use open digital financial statement data together with registry signals.

Verify assessment

Risk context

When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.

Industry riskvery low
89/100

Industry context is very low based on normalized open statistical inputs.

Age and continuityNuori
35/100

The company has about 3 years of registry continuity.

Registry and status signalsRajallinen
44/100

Registry history, filing recency, and active register markings are still limited or mixed.

Events & news

Verified events and sourced external company news in one timeline.

Risk grade updatedRisk gradeEvidence verified
25 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1 → B3.
Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B1.
Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.

Registry timeline

Trade register notifications shown on a timeline.

5 register eventsLatest event: 2026-04-08

Financial statements availability

Available financial statement periods and PRH source filings.

3 financial statement periodsLatest financial period: 2025-12-31

Profile source and ownership

Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.

This company profile has not been claimed yet

TOJ-Ventures Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.