Risk grade updatedRisk gradeEvidence verified
18 Oct 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade D.Business profile
TOKI lvi-palvelut Oy
TOKI lvi-palvelut Oy's registered office is Lahti. It is a limited company. The company was established on 2021-02-09. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2024-12-31, revenue was €859,795 and operating profit was -€39,790.
Business ID 3188963-1ValidUnclaimed company profile
Trusted core data
Public company details from the trade register.
- Business ID
- 3188963-1
- Sector
- Plumbing, heat and air-conditioning installation
- Municipality
- Lahti
- Company form
- Limited company
- Registration date
- 2021-02-09
- Business ID registration date
- 2021-02-05
- Business status
- Valid
- Profile ownership
- Unclaimed company profile
Contact and location summary
Visiting address: Lakkilantie 4, 15150, Lahti
Website: https://toki-lvi.fiSource observation
About TOKI lvi-palvelut Oy
Financial position and key figures for the company.
TOKI lvi-palvelut Oy's location municipality is Lahti. It is a limited company. The company was established on 2021-02-09. It operates in the industry of plumbing, heat and air-conditioning installation. In its latest retained statement for 2024-12-31, revenue was €859,795 and operating profit was -€39,790. The latest retained financial statement for 2024-12-31 shows revenue of €859,795 and profit for the financial year of -€54,468. Based on the latest retained statement, revenue growth was +23.1%, operating margin was -4.6%, and equity ratio was -5.3%.
Financial highlights
Key figures from the latest financial period.
Latest financial period
2024-12-31
3
3
PRH/XBRL financial statement
Derived indicators
Revenue growth23.1%
Operating margin-4.6%
Equity ratio-5.3%
Balance-sheet contextLatest financial period
Other operating income€450Previous: €1,200
Inventory€33,307Previous: €47,990
Cash and bank€81,219Previous: €77,444
Retained earnings€37,197Previous: €42,219
Equity-€17,271Previous: €40,431
Liabilities€345,728Previous: €282,795
Current assets€183,621Previous: €202,231
Current liabilities€97,822Previous: €80,193
Revenue trend3 periods
€622,224
2022-12-31
€698,274
2023-12-31
€859,795
2024-12-31
Operating profit (loss) trend3 periods
€44,349
2022-12-31
€6,212
2023-12-31
-€39,790
2024-12-31
Profit (loss) for the financial year trend3 periods
€31,509
2022-12-31
-€1,788
2023-12-31
-€54,468
2024-12-31
Assets trend3 periods
€207,687
2022-12-31
€323,226
2023-12-31
€328,457
2024-12-31
Financial ratios
Financial ratios based on financial statement data. Source: PRH/XBRL-tilinpäätös.
Equity ratioWeak
0/100 · Declining
Current ratioSatisfactory
39/100 · Declining
Operating profit marginWeak
38/100 · Declining
Ratio history
| Ratio | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Equity ratio | 22.1 % | 12.5 % | -5.3 % |
| Current ratio | 1.67x | 1.56x | 1.17x |
| Operating profit margin | 7.1 % | 0.9 % | -4.6 % |
Registry status and identifiers
Current registry information and identifiers based on YTJ data.
YTJ statusValid
Trade RegisterRegistered
Business ID3188963-1
VAT IDFI31889631
EU IDFIFPRO.3188963-1
MunicipalityLahti
Current registered entries
2021-02-09Registered in Tax Administration (Tax Administration)
2021-02-09Registered in Patent and Registration Office (Trade Register)
2021-02-22VAT-liable for business activity in Tax Administration (VAT Register)
2021-02-22Registered in Tax Administration (Prepayment Register)
2021-03-01Registered in Tax Administration (Employer Register)
2022-09-16VAT-obliged for the transfer of rights to use immovable property in Tax Administration (VAT Register)
Risk certificate
An open-data based company stability and risk signal.
BUSINESS.fi
BUSINESS.fi Luottoluokitus
Profile-specific risk signal based on open data
Automatic gradeNot a credit decision
D
High riskTOKI lvi-palvelut Oy
Grade unchangedD · new analysis 2026-10-18
24/100
High
Strong financial evidenceFinancial data included
Several key financial indicators have weakened across comparable fiscal periods.
3 comparable periodsRevenueImproving · 2 consecutive periods
Same industry, size and age groupDescriptive comparison – does not change the model score.
120 peersSolvency15%
Below 85% of peers
Profitability8%
Below 92% of peers
Liquidity75%
Better than 75% of peers
Revenue growth69%
Better than 69% of peers
RegularBased on observed PRH financial period end and registration dates. This descriptive evidence does not change the v0.14 score.
3 observed filings155 days after period end
174 days after period end
3 consecutive periods
Supporting factors
- Active registered status
- A newer financial statement filing has been reported
Risk factors to note
- Negative equity
- Negative profitability or net result
- Losses in the latest and previous available periods
Automatic assessment developmentChanges are derived from evidence differences between persisted automatic assessments.
5 assessmentsD
2026-10-1824/100 · v0.15
D → DD
2026-09-28 14:4324/100 · v0.14
B2 → D · -26 points- Evidence strengthened: a PRH/XBRL financial statement was added to the assessment (2024-12-31).
- Assessment confidence: Medium → High.
- Evidence quality: Registry and statistical evidence → Strong financial evidence.
B2
2026-09-1550/100 · v0.14
B3 → B2 · +1 points- Assessment confidence: Low → Medium.
- Evidence quality: Registry and statistical evidence → Registry and statistical evidence.
- New risk factor: Sufficient structured financial metrics are not available.
B3
2026-09-1449/100 · v0.12
Oldest retained automatic assessment in this comparisonD
2026-10-18
open-risk-grade-v0.15
The grade can use open digital financial statement data together with registry signals.
A serious registry signal affects this grade. Review the profile registry and notification details as well.
Risk context
When sufficient source-backed financial metrics are not available for a Tier 1 assessment, BUSINESS.fi shows registry, industry, and regional context.
Industry riskelevated
38/100
Industry context is elevated based on normalized open statistical inputs.
Age and continuityHyvä
60/100
The company has about 5 years of registry continuity.
Registry and status signalsSeurattava
70/100
A severity-mapped registry signal 12–24 months ago remains a caution signal, but is no longer treated as recent.
Events & news
Verified events and sourced external company news in one timeline.
Risk grade updatedRisk gradeEvidence verified
28 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2 → D.Risk grade updatedRisk gradeEvidence verified
15 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B2.Risk grade updatedRisk gradeEvidence verified
14 Sept 2026 · BUSINESS.fi / Opterom LuottoluokitusAutomatic grade B3.Registry timeline
Trade register notifications shown on a timeline.
10 register eventsLatest event: 2025-08-20
Financial statements availability
Available financial statement periods and PRH source filings.
3 financial statement periodsLatest financial period: 2024-12-31
Profile source and ownership
Profile based on public registry data
BUSINESS.fi has created this profile from public company information. Source data updated 2025-12-31.
This company profile has not been claimed yet
TOKI lvi-palvelut Oy shows public core facts. A company representative can claim the profile, update public information, and access owner tools.